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2011012i4 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />MAX J JO <br />Witnesses: <br />_ (seaq <br />-Boreower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borcower <br />_ (Seaq <br />-Borrower <br />�BR. -- Single Family -- Fa¢nie MadFreddia Mac UNIFORM INSTRUMENT Fam 3028 1/Ol <br />GCC - G3028-18 (09/Ol) (Page IS of19) <br />