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201101tiY0 <br />VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />NOTICE: THIS LOAN IS NOT ASSUMABLE <br />WITHOUT THE APPROVAL OF THE DEPARTMENT <br />OF VETERANS AFFAIRS OR ITS AUTHORIZED <br />AGENT. <br />THIS VA GUARAN7EED LOAN AND ASSUMPTION POLICY RIDER is made this lOth day of <br />February 2011 , and is incorporated into and shall be deemed to amend and <br />supplement the Mortgage, Deed of Trust or Deed to Secure Debt (herein "Security <br />Instrument") dated of even date herewith, given by the undersigned (herein "Borrower") to <br />secure Borrower's Note to EQUITABLE BANK <br />(herein "Lender") and covering the Property described in the Security Instrument and located <br />at 302 E KANSAS ST <br />CAIRO, NE 68824 <br />[Property Address] <br />VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in <br />the Security Instrument, Borrower and Lender further covenant and agree as follows: <br />If the indebtedness secured hereby be guaranteed or insured under Title 38, United States <br />Code, such Title and Regulations issued thereunder and in effect on the date hereof shall <br />govern the rights, duties and liabilities of Borrower and Lender. Any provisions of the Security <br />Instrument or other instruments executed in connection with said indebtedness which are <br />inconsistent with said Title or Regulations, including, but not limited to, the provision for <br />payment of any sum in connection w ith prepayment of the secured indebtedness and the <br />provision that the Lender may accelerate payment of the secured indebtedness pursuant to <br />Covenant 18 of the Security Instrument, are hereby amended or negated to the extent <br />necessary to conform such instruments to said Title or Regulations. <br />0451100033 <br />MULTISTATE VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />Wolters Kluwer Financial Services <br />VMP�-538R (0405).01 10/03 <br />Page 1 of 3 Initials: ; C,,� � <br />