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2oiloitio� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Wimesses: <br />�- , <br />� � <br />,, <br />"" (Seal) <br />Daniel J Bykerk - sonoWer <br />- tSeal) <br />-Borrower <br />_ (Sea1) <br />-Borrower <br />� (Seal) <br />- Borrower <br />(Seal) <br />-Bonower <br />NEBRASKA - Singie Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />�-s(NE) 10811) Page 14 of 15 <br />� <br />_ (SCaI) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Sea1) <br />-Bonower <br />Form 3028 1/01 <br />