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201101�5� (C) "Lender" is 6dELLS FARGO BANK, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of THE UNITED STATES Lender's address is P.O. BOX 11701, NEWARK, NJ 071014701 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is �LLS FARGO FINANCTAL NATL BNK C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 . (E) "Note" means the promissory note signed by Bonower and dated �BRUARY 03, 2011 . The Note states that Borrower owes Lender SEVENTY FIVE THOUSAND ONE HUNDRED AND O O/ 10 0 Dollars (U.S. $*****�5,100 . 00 ) plus interest. Bonower has promised to pay this debt in regular Periadic Payments and to pay the debt in full not later than�CH O1, 2041 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under fhis Securiry Instrument, plus interest. (H) "Riders" means all Riders to this Securiry Instrument that are executed by Borrower. The following Riders are to be executed by Bonower [check box as applicable]: 0 Adjustable Rate Rider � Condominium Rider 0 Second Home Rider � Balloon Rider 0 Planned Unit Develapment Rider ❑ 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider ❑ Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (d) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or sunilar paper instrument, which is initiated through an electronic texminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited_to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (11� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parly (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) candemnation or other taking of a11 or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value andJor condition of the Property. (1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) tosi�� Page2of �a in�t�ai5: Form 3028 1/01 1 ��