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___ <br />__ <br />.�� <br />�� <br />� <br />� <br />0 ""'� �� <br />� ��� <br />� ..�.�� <br />0 _ <br />�a ��� <br />—� „�.,�� <br />N � <br />�� <br />�� <br />�� <br />��� <br />� <br />� <br />� <br />v <br />��N <br />� _ <br />�fter Recording Retum To: <br />HERITAGE BANK <br />1333 N WEBB ROAD <br />GRAND ISLAND, NEBR.ASKA 68803 <br />Loan Number: 00-1488 <br />DEFINITIONS <br />m t <br />ng <br />� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />�� <br />;r� <br />� <br />� <br />� <br />�� <br />� <br />m <br />m <br />v <br />�A, <br />� <br />� <br />. <br />rv <br />t.t't <br />� � <br />o —r <br />c n <br />z m <br />� <br />� c7 <br />O �7 <br />- n --- <br />--- r <br />D c7 <br />r :a <br />r n <br />u� <br />.... � <br />� <br />� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 4, 2 011 <br />with all Riders to this document. <br />(B) "Borrower" is ROXANN T ELLISON, A SINGLE WOMAN <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 13 3 3 N WEF B ROAD , GRAND I SLAND , NEBRAS KA 6 8 8 C 3 <br />, together <br />organized <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WEST GATE BANK <br />6003 OLD CHENEY ROAD, LINCOLN, NEBRASKA 68516 . <br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 4, 2 011 . <br />The Note states that Borrower owes Lender ONE HUNDRED FI FTY- FOUR THOUSAND AND <br />00/100 Dollars (U.S. $ 154, 000 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than MARCH 1, 2026 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />[] Adjustable Rate Rider <br />[] Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />[] Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 1 1 <br />/� C�' <br />DocMagic � soo-sas-�aez <br />www. docmagic. com <br />v <br />a <br />� <br />� <br />G4'� <br />�7 <br />� <br />� <br />R°� <br />� <br />Z <br />� <br />O <br />N <br />0 <br />F—� <br />F-� <br />d <br />F--i <br />F--� <br />_C <br />rv <br />Hesoza.aoc.� <br />