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<br /> � °. ��{►I'jY'I�ll t�E�N�C11(S iqW C[IIC[C�flR!aOC�Ed 0�WC Qt�'[tY:llfd i�l.�SGdlEflt�.�+ ; � .
<br /> �f'ut�CS IiDW.Of���R O�t�IC p[OpClty. lw���tU011s S�1�t i�SO�bC COVC[C��F t��x. .
<br /> �pk, �O�f�IC f0[C�OIOg IS i E f d 7 l�W llf i�U S$�A II T E y►]�U�f�[�S t�1 C��O�G I i y(•� '' ` _
<br /> BORRdVVER COVENANTS thu Baaowez is Iawfully seisod of the estate Maeby coaveyed md has ide right to Erait ;�.
<br /> pnd canrey the Property and th�t tIu Pmperty is m�encumbec�ed.exaept far encu�nbraooes of teco� B�xivwer wacrmts and
<br /> ` ._t�l�I__Y_the atk to the Property►s8ainst ait ciaoms and dem�nd.a.su�ject to'ny sncum6rar�ces�iecotd..
<br /> - —�_— - �- -- - - _�-- - - --_
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<br /> TIflS S =- -- ca�nbines vnifcxm oavenantc for�al-�
<br /> . EC17Rit'Y TNS't'�UM@IT .. .
<br /> limitod vui�sM►]arisdic�o°to c�titou a uaifam secutiry inc�amentcovering nal piopaty. .
<br /> UNIPORM CaVENANTS.Bombwer and i.etider cava�uit an�ag�ee as foltows: �duG the - � •
<br /> . '. 1. Psrarest ot P�'ireirl a�LMe�est+Pc�sy�t ad I.Ne CY�r� Bonoaru si�U P�P�Y P�Y � .
<br /> a�� am iace ch�ges due woda�ttse Nae.
<br /> pru�cipal of aad i�erest on the debt evidmcod by 8�e Note and u�Y P�Y��
<br /> i F��kc 13�zes�Iwra�z. Subject w applicable taw or to a writtet►waivec by Lendtc;Bormwer shall psy ta .
<br /> t,coder on t6e day monthlY P�Y���due ander d��Note.unt�t6e Note is paid iq fuU,a sum�"Funds"�for.(a)Y�Y .
<br /> . - tues md assaunmts wluch may aua�n priority over ttiis`SecuritY Insaumera as a tien ai.tlie ProPaiY+(b)yprlp 1euelwid , '
<br /> p�ymeots or gra�md tents oo d�e Ptopa�tY.if aay; (c) Y�ufY I�z�rd vr P�P�Y i�tce P��� (d}Y�Y �.
<br /> i�p�enuu�ns.if uty;(�)Y�7►m�t8��*��P�'���Y:and(fl�►Y��Pa9�hl►Barmwer w
<br /> i.eoder.in accadanoe wnh the Provisions af par�gcaph 8.in liea of tht p�ymeat of matgaSe insura��ce Pr��ns. 'f'l�ese
<br /> - - - - iuents�e caUod"Escrnw i�ads: Lender may.ut a�tur.:..rolTcet and ho�Fvnds fi an amount nn�tossceod dt��2?��!�►-_-, --
<br /> u�wunc a tender fac a fedetaIIy�elated martgage taau raay mquirc for Bosrower's escuow acrcount uader the fedaa!Rea1
<br /> - ��Settkment p�o�dates Act of 1474 as amended from tane to time,l2 U.S.C.$2601 et stq.�"RESPA").unless anott�er �
<br /> � taw d�at applies to the Funds sets a lesser amoun� If so.Lender may.at aay time.coliect and hoid Funds m an amount not w- ,
<br /> - - eaca4 the•'t�sser amount. Lender may-es6mate the•amount of Wnds due an the basis of.cuRent clata and reawnabk
<br /> = esumates`ci'��pa��of f�Fscmw Itnns ot adurwise in accard�nce with applicabk law.
<br /> _ '�'bc.I'�iis sball be hetd h►an institution w6ose deposits are insuzed by a fedecal agen�Y,inso�umentaliry,ar entitY
<br /> - �;mdud�i�Isnde�if I�ender is sucb�n institutian7 or i�any Federa!Nasne Loan B.cr&. Lxnda sh�U app�y the Eunds w pay .
<br /> - t[�e FscmR Iums. i.eider mzY nat chu8e Barov►��?�r holdiag and applying tFi�,�'"x�a.ds.annu�liy analyzmg the tsc�n� .
<br />- - ac�a�t,ec'�:ifying t6e Fseruw Itans. uakss Ler�er�aSrs B«mwer ir►terest a►s`.t�.Fvnds and applicahle!aw pemdts .
<br /> -`. ` l.ender to�e sach a charge. �iowevec,'Lender may r�uire Baaower to pay a one-time�foc an independent�� -
<br />.;;_;,; • estate taz�+ortin8 s�kvice used by I.eoA�in camectioa with this loaa.uatess applicabts taw gr�z;�es otherwise. Unless�. . :� . _�__
<br /> - � agcemeat is mada or applieabk isw nqaires interest to 1�e paid.Len�shall not be requi�ed to p�y Bomo�any inte�est ot _
<br /> eamings on the Funds. Bortawer and Le�r may agrce in wri t ing,h a w e v e r,t h a t i n t e r e s t s h a 1 1 b e p a i d on tTu Funds. Lender - ---_
<br /> shail give to Boirawer,withnut cbarge.an annaal accounang of the Fu�ds.�� ������f������by =__
<br /> :;`;, - ' putpose for which each debif to tbe Fands was made. 'I�e Pimds arz�ledg , �___
<br /> - thig Secvrity Instcumenc.
<br />_,^:.°�� -I f t i�e F u n d 4 h e l d b y T.e a d e r e x c e e d t h e a m o a n u p e m uttuf w be hetd by applirable law,Lendet shaU account to ��.-:.
<br /> Horruwer for the eacess Funds in acrardance wlq�the.requirements of applic�ble law. If tbe arnount o f t h e F u n d s f�e l d b y
<br />" �,ender at any time Is not�cient to pa,y the Escn��Items whrn due.Lender tnay so notifY Bormwer in wr.ting.and,in
<br /> ' sucU case Borrower shall'pay to Lender the�an►auu��recessary to make up the defciency. Borrower shaEL�a1ce up the ----
<br /> ...- deficierky in no mare than twelve manthi�'$ayments.at l.ender's sole discretian.
<br /> ' Upon payment in fuU af all sums s�red by this Security lnsuumen�,1-ender shall pmmptiy refund to Sorrower am-,r
<br /> ' Punds hetd by Lender. If,under paragra�:i 21.l.ender shaA aa�uire or se111he Propercy.Lender,Prior to the acquisition c�a .
<br /> °�' sak of the Property.shall apply an}r Funds held by Lender at the ume of acquisition ar sale as a cr�t against the suri�.�� -� ��i °,,_,
<br /> • �; � serured by this SecuntY Instrumen�. _`:�f"t_��'
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<br /> � 3. Applieatlon a�Ps�ymeots. Unless apptir.able law provides otl�erwise. all payments ceccived by l.ender ur�der
<br /> s 1 and 2 shall be applied:6rst,to any prepayment charges due under the Note;sccond w�ounts payabte under °.��:�,��-
<br /> '�. � p�ua�p�t�2;thirA.to iaterest due:fourlh,w princ'spal dne:and lagt,to any iate charges due under the Note. , �.>�;,"�'_ =_
<br /> � ' 4. ��: �a Borrower sfiail pay all tarces,as�+essments,charges.fines and impositions ataibutable to rhe =`.-__,�;_-__
<br /> ,, � ':'�"r;,:•_.
<br />- property which may attaia priarity over this 5ecudry Instrumenl,and leasehotd payments rn'Sround reots,if any. Borraw� ,.,..�::3;y-
<br /> ; . ��...�1_
<br />; � �:; , shall pay these obligationo in the manner provided in paragraph 2,ot if not paid in that manner.Borrower shall�say them an -:.,ti.�_•r_-P�_9
<br /> � time dire,ctly to the person awed payment. Borrower shall promptiy fumish to L.ender all notices of amounts to 6e�.aid under '. �� :�,
<br />";�,;::,. ��� j this paragraph. If Bmrawer makes lhese payments directly.Barrmver shall pramptly fumish ta Lendcr rece':�e��iclenci�_°- � �_3a ---
<br />``�j;;:` . '°:, i the paYments. :_•�:�=:.
<br /> Borrower s h a l l prom p t l y d i 5 c h a r g e�y l i e n w h i c h h a s p ri o ri ty c�r r t h is S e c urit y lnsuumeat er.less Botrowcr.(a)agrers : � ,_�ag;--
<br /> • - '�= � -in writing to the payment of the obtigan���secured by the lien in a m:a.^_�er atceptabie to l.endec:(ts�contests in good laith G`�: II :v
<br /> �,, :=,�..:,
<br /> • lien by.or defends agamst enfarcement of the llen ln.legal proceedin�s wflich in tki:Lender's opinion operate to prevent thc ,,.��,
<br /> � enforcement of the lien:or(c>secures from the holder af thc l�en an ageemert s:�ssf�c tory to Lender subordinatin g the Nen ..'�.�,,,.
<br /> to this SGCUSity lnstrumenG If l.ender determines that any pari of the'-Yroperty is s�bject to a lien which may attain priodty Y•�'�`��-' .—"--
<br /> :_ ��:��
<br /> • aver this�urity lnstrument.t.ender may�ive Borrower a notice identifying ihe licn. Borrower shall satisfy the Iien or take ,. '_'_'�.,�,�
<br /> ` one or men:dt the actions set forth above within t0 days of the giviag of notice. � ,. .
<br /> � 5. Hazard or ProperlY U�surance. B°R°wer shall keep the�mprovcments naw exisGng as hercafter erected an thc . ,
<br /> � •�•�: =' � ' Property insured against loss by�re,hazards included within the term"eatended coverage"and any other ha�arus.including . .
<br /> � �'���`' • flaods or flooding.for which Lender requires insurartce. This insurance shaU be mainiained�n the amaar�ts and for the .
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