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<br /> �na fixxmres now or here�tte�:part of d,e pmQeny. Iw repticeaiants and aadirians ae�it atso be oovard bjr cti�seauity <
<br /> ' �.111t oE tbe faegoieE is refa�oo inthis Security I�as the"Pt�optrty." . ,
<br /> � BORROWFdi COVENANTS thu�ower is laarfuily sriso�of the est�te 6erehy canveyed aad i�av the right to gaac�
<br /> _ ._� � -_ --—_�d c�►veSc tlt�.Qoopat�r and chat the Pto�etty is tmencumbet�ed.exeept for encur�tbrat�ces of recoM Barower v►,arr�n�a�ed
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<br /> , - - - 1M11T aC�-� U �. � - �lj�.iT� -- ---'_�-__-_--°-`=-' _ ,�_--_
<br /> � THIS SECIJRYI`Y IN�I'RUIVIEN'�cotnbines unifam wvv�apts�fa oat�omi use and�noa-�mifartn cavenants with .
<br /> . limitod vari�tions�}t Jurisdcaa►u►canstitute a unifurm s���Y��t covering ieal propeEtY• . , . �
<br /> . U1VffORM COVENANTS. $orrower and i.ender covenant atd ag�as[oUaws: P�P�Y`P�Y �
<br /> l. P�1snt d Pri�ci�l a�d I�te�est;PrepaYa�t ad I.ate CliarRes- Sarmwcr shalt when due the - -
<br /> principal of and intaest oa thc debr cvidenad by the Notc aad anY PrePaYment azxl lue chuges due imder tha Nae.
<br /> y i�1�ds�pr 1�es a�d I�s�� SuOject to applicable law a.to a wntten waiver by Lcndet.Barrowa shall Ray to
<br /> t;ender at the day taa�►tY PaY�t�ts ue due uudier the Note,uutii the Note is ptid In fult.a sum("Funds�for.(a)Y�Y �
<br /> t�xe�-�aas�-g w�ch�nsy att�n pciarity over this Security[nsmunent as a tien on the Fmperty:(b1 Yt,arjy te�sehold
<br /> --... , 1�?Y�� a 8�tea4s a�:the Anpercy.ai auy: (c) Yea�iY l�iard or proQertY �tsurance pnemiums: (d�.Y�riY flwd
<br /> ins�P���?�;at�Y (e3if�Y�8�1QS°�P��u�•if any.and(fl any snms payabk by Bormwer tn -
<br /> = i.tuder,in a000rdance 1�stt►�ttie:gmvisions af pa�agraph 8:ia•lieu of t6e payment of maRgage insmance ptemtums. Tf�ese
<br /> - iums a�e calkd"Escmw ltems." L..endec maY.aa�aay�ooqect aad hold Fvnda in an unatmt not ta exceed tbe maximum
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<br /> _- : amount a tender fa a fedaally nelated moctga�tt►au maY�luiie f�Borrovrer's es�;mw accaunt w�der the fede�al Real
<br />"�-; — - � Fstate Seulert�ent Pt'ocedares Actof t97a as aiae�d from t�t+o ti�na.12 U.S.C.�?60t er scq,("RFSpA"),uniess another
<br /> - Iaw that applies to tAe Fbads sets a t�sser amoune..U so,L•e�r AaaY,at•any dme.collxt and hold Funds in an amount not w
<br /> excad the lesser��anounc I.ender may espmat�;the amo�It�afPunds due an the basis of�cwrent daia:and n�sona6la
<br /> ` eswnates of expan�ta�tes uf futm�C Fscmw Itrn�arott�er�vtsc irt�accardance with applicabk taw. �"- '= ---
<br />_µi-_ The Funds sfs�itt6e:peld in�an institurion wh�se depasits are insuied bX a federal age�scY.Insumn�nialitY.ax.enqty — .
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<br /> finci�f.endei�if��ier;is su;.han insatuaan)a in any Fod�ral:Hame i.o�it Bank Lender shatt appSy��e Famds cg —
<br /> the�.a,.�r Items, Lender maY at�sharg�Borrower fot holiting and upptyrirtg the Fands.annually a�y�e�,e�iz�e�s�v =—
<br /> '� �ocotii�s�ur verifying the Esccow I[ems, unkss Lender pAys Borrower intecest on the Fimds and app�icabie�aw�'pa�ns —�_--
<br />�"'�� Lender to make such a ci�arge. Hawever.I.ender may tequire Boirower to puy a one-tlme ch e for ase'� t.r�l =-�
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<br />- estate tax repoaing service uaed b Lender in connecdon with this foan.unl�s applicable taw provides��'ise. Un?ess an ��. ., _,
<br /> ` agr&ment is made or appticable 1 w ra�uires interest to 6e paid.Lender-s t�.uqt 6 e req u i r e d tv paY B o r r a_w,�r a n y i n t e r e s t o r , ��'`=�`....
<br /> � 4 eamings on the Funds. Bmrowerand Lendec may agree in wnting,howeti2r;ttiat interest shali be paid on the Funds. l.ender ' • `
<br /> = shall give to Bomawer.without charge,aa annual accounting of the Funds:'showing crediu and debits to the Funds an�tAe ':>��``T_
<br /> pucpose for whfich eacb de6it to the Funds was made. The Funds are pted�as additional seGUrity for alI sums secr�w...6y _ �;,�:�+_
<br /> � this Secusiry Insuumer►� � � , � -=.=-==
<br /> f ,',.•:� If the Funds ti�0 by t.ender exceed the amo�ts pnmitted to be:��d•.6y applicable law.Lendershatl acco+?�.ccti�`•-: -'=x._:'—
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<br /> r: Borrower for the eraess Fl�nds in accordance with the requinments of�tirable law. If the amoum aF'�Funds�i�Cy . �
<br />- ,;�: l.ender at any tim�is not suKcient to pay the Escrow Items wl�due.�.aider may so notify Borrower ii�.�vriting.�t�.-ni �.-
<br /> ��� such case Barrower shall pay to l.ender the amWrnt necessan�:to make stp the�ciency. Borrower shall make ug�the � �E��=;:=
<br /> - ;' . �cienc.y in na more than twelve mantNY paymeats.at Lenders iale discretion. ' ��7._;
<br />' ' � Upon payment in full af all'sums secured by this Security U►suument,Lender shalt promptly refund�tmBorrawer any ;�,�,�,:,_
<br /> ,;� . Funds held by l,ender. If.under para8raph 21,i.ender shall acyuire or sell the Property.Lender.pnor ta�th�acquisitia►or f.'.-y,�; -,;;�
<br /> '�� � sale af the Property.shaq apply any Funds held by Lender at the time of acquisition or sale as a credit�against!he sums • , _ -_
<br /> ` , s securedby this Securiry InslrumenE. � _----
<br /> . ; ��^�,�_� ,:" �; qpplicxtion a,t pl�ymeqis.• Unless applicabte law provides othenvise.all payments receive�}by Lenckr under - _
<br /> paragraphs 1 and 2 shall be apptted:flrst,ta any prepayment charges due under the Nate;secand.to amounts payable under, -�
<br /> paragrapls Z;third,to interest due;founh,to principal due:and last,to any late charges due under the Note.
<br /> 4. C6arges;l.iens. Bortower shali pay all mxes,assessmenu.charges, fines and imposiaons attributable to the _'�;.._�-
<br /> Piroperty which may a?tain prioriry over this Secadty Instrument.and leasehold paymenu or gound rents,if any. Borrower � • —
<br /> . �"�� shall pa}�these abligadons in the manner pro��ided in paragraph 2.or if aa�paid in that manner,Bortawe�shall pay ti�em on . ...•';�-
<br /> ' ::�; -` _�.�.: Hme dir�ctty to the person owed payment. Horr��shall pso�ptty fumish to l.ender all notices af amoonts to be paid under . -
<br /> ..� ��•• , thls paragraph. If Borrower makes these paymen�d�rectly.Fvaower chafl promptty fumish to Lender re'eelpts evide�cing ::
<br /> ' , o.`�. ' tha payments. �� . : ,.
<br /> ,�• �: Borrower shal�prompqy discharge any]Es^a5�ich has,griariry over this Srcurity l�ment un�ass�s�rower:(a)agrees _
<br /> ln writins to the payment of th�obligahan sec���'�y the lien in a mannera..�ptable to Lendcr.(b)c4n:ests in good faith the . � �
<br /> - ' lien by,or defends against enforcerneat of the iien in.legal proceedi�gs wts'rch in the l.ender s opinion operate to prevent the �"_ '
<br /> � � enforcement of the lien:or(c)se�:�es from the holder of the lien an agreement satisfacto�•to l.ender subordlnating the lien ' ;;,;f�:'_y-.:
<br /> � ..; to this Secudty instrument. lf t�:�cr dctcrtnines that any Qan.of the Property is su bieci�a lien w h ic h m a y attain p r iorit y . .:'.��`:.':�'_
<br /> • over ihis Securiry Lnsisument,Lender may give Borrower a notice 3dentifyi.+�,�the Nen. S�rower shall satisfy Ihe lien or take .'-�;':t`�
<br /> • • : �, one or more oi the u�*ons set fonh above within!0 days of the glving of no�`�. �
<br /> � �;4� ,�,::,_;., °' " 5. Hauir4 ar Property lnsurance. Honawer shatl keep 1he impr�a:�ents now e7ci�litrg or hereafter erecteA on ihe . . �
<br /> � ...,:. ..., , �� . Property insured against toss by fire.hazards included within the term"extended coverage"and any other hazards.including
<br /> ��:�i.,' -" �- floods or ftooding.for whtch Lertder requirec inrurance. This insurance shail be maiac::::�ed in the amounts and far the _ _ _ __ _
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