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zo�lo�09� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 2 nd day of Februarv 2, 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />James L. Hruby and Bridget A. Roy-Hruby, husband and wife <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: 1 �l �+"� ( (, � <br />� n . <br />GENERAL NOTARY - State of Nehraska dward J ro -Notary Pubrc <br />� EDWARD J. JAROSiK <br />=--� My Comm. Exp. Oct.17, 2011 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Fortns Inc. (800) 446-3555 <br />LFI #FNMA3028 aio2 Page 13 of 13 <br />