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� <br />�� <br />N � <br />m � <br />� � <br />� � <br />e � <br />c� <br />� �� <br />�� <br />� <br />�� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />_� <br />� <br />� <br />� <br />� <br />� <br />� <br />.�,. <br />� <br />r+� <br />er� <br />� <br />� <br />C <br />� � N <br />�C � <br />�� <br />� � <br />�� <br />� <br />a <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />� <br />� <br />, <br />rn <br />� <br />� <br />'� <br />3 <br />� <br />0 <br />-.� <br />Z <br />�, �, a <br />o� � � �. -� <br />� � � <br />-c �, 4 <br />� � � <br />�, z <br />= rn � <br />� �. <br />r � � <br />r � � <br />� �. <br />� <br />x� <br />� � <br />� � <br />rn <br />m <br />v <br />� <br />0 <br />N <br />o � <br />►--► �A <br />►--� <br />o C� <br />H � <br />o � <br />cA � <br />� � <br />O <br />�� p � <br />Loan No: 101236174 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />1 l, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated February 2, 2011 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />James L. Hruby and Bridget A. Roy-Hruby, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska • <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 . <br />(E) "Note" means the promissory note signed by Borrower and dated February 2, 2011 . <br />The Note states that Borrower owes Lender <br />SixtyNine Thousand Two Hundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 69,200.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than March 1, 2041 . <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forrns inc. (800) 446-3555 <br />LFI#FNMA3028 4/02 P8g@1 of 13 InitiB : <br />