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<br />						TQC�E7'HBR VIIRH all titt impioYetltent&'n0�;a�tkeiss�f�,r,•'erocted on��property.anQ alt eisemmts.�ppus�<-
<br />       			'   	and flxtu�s aow ot Renafter•a pact of dta•pr+opec��:Ai�t+e+e'�IacefRencs aafi a�600s shait aLso 6e co�aed by this SeruritY
<br />   					tnsuiwren� Alt ot the ftxe�of�g is cefened to in dus.�.�anuaaSt as�e`�t+npeity."			`  '  �	-
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<br />      				� 	`BOItROWER.COV�A�ITS that Boncowu is fa.�rfi�AY:seis�d;i�ztK�6eneby sonveyed and his the riaht to�ant ��  .
<br />    			—    �� =    a�td convey the P[oPertY and ti�.�t tue Property is�urabeied�:rxeepF:��cambranca of Rcarb Bamwa warranu and ,    . .-
<br />       									Pru.Qet�Y?&'►��;'r.Iaitns at�d�;sub}ect to any encumixanccs of recoccL `  .
<br />   ,�__-  "--   -�       ___,vttt,r.f�Aameml[v�hedtietothe _.  ___  										--       ___    --_
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<br />    			— 		TH[S SECtSRiT1f (NS'TlttJME.'�1'!'�comDines-t�flrrr;.ceveaaiiss fcs national use an  nott�un�-coY
<br />   					UmiteA�ariation�by jucisdiction to consa[ute a unifoi�i;secuiitv�`�m�S�4�'�P�Y•
<br />		- --    -- 	�    	G NIEOR1t+E C�YEfi1AN't'S. Barrower and 1�coVe�a�Z a�i��s�s follows:						.
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<br />    			= 		t.  P��entet of Pdedpal aad Iateren;Prepagr�enf;�io��t�har�es. Barmwer st�aU P�P�Y P�Y wken due tfio
<br />    — 		--       .   .principal nf and intemt on the debt evideaced by the l�fote ancrt:�uy,Prq�a�i�r�cac and la�e cha:ges due under tbe Note.
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<br />						L. Fusds far'[I��and�nsuranca S�bject�s a�,slicab�e 3au;a�r x�a vRiuen waiver by Leader.SoEmwer sT�lt p�Y�o      .
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<br /> . 					CendDt;at t!rc dsy monthlY P�Y�nts ane due ond�ec��.",.jtaiZ:'un�s�,�tot�i�Osid in fu1i,a sum i"Fi�ndS"}for:ta}YGV1Y   	—
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<br />      				-   �pn�os and assesunems which mry attain prioritK o;.��'his,Sei�atx�n�:as a tien oa tt�e Pmpacy;(b)Y�Y��
<br /> 				.     �  . .WYfiiaitc�or g�d r�ts an the Ficupeccy. if anj;''{c:��Ysar3�!.�az�.ar-pro,�ty insuraoce piem�um�(d) Y�F � 	-
<br /> _' 			�"      	i�e promiwns. �f�Ay; [ey ye�rly mortgage insz�$x�c�;   ,.prr�?ii�':�if a�:•`a�-(t]anY�PaY�k b!'��"',�  .
<br />  , 			;�::      ,.     L•eAQmr,in acsocdance with�txpcovisions of puagrapts��:'ia;3�au�''..u°�a�E o��S��P'�'
<br />   			�-   � 	it�aro plled"Esetow Iams." Lrnder may,at any ti�.%..��aa����-s sa an amouat not[o exceed the maaimum 	_ ,_      	__
<br />  			-:i.    	"-anioutrt A tendet fa a fcdetally rclated mortgage toan c�.a�r�ea�e'�oi:���'s esaaw xcount u�der the federrl Etea!
<br />    			,.      	Est�te SeNem�nt P[ocedut�es Act of 1974 as amended from,t�s ua�sG:g�.��S.L:�260i et seq.("RFSPA'�+unkss anot�T   	—
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<br />  .     		.  ��	�    law t!W applies to ihe�nds sets a le.uer amoun� If so,i.��Y��??�colIecc aad hoW Fiuids oi an aaioimt not to   	--
<br />  			'.�`.     	excad the lessee�amount.  La�der may esdmau tbe�iti:�.�n�s i�e aa the ba�n of cu�srnc data wd iea4onabie,      	—
<br />  			;�,.      	estimate�of expendituces ot fuNCt Esemw items or od�etg±�z?zi��a�applicabie faw.					=--
<br />       	- 				Tbe Funds sh�tl 6a t�eld irt an institudan wtwse c��'�ts a���;�:a federat agency.insuameatatiry.dF entity   	=--_--
<br />   	-       	- 		(including I.ender.if I.erWer is such an iastitution)or in aay.3���smei€�t Bank. Lenckr sb�11 aPPty tLe Funds w pay   	=____—
<br />    			--  	�  tbe Escrow items. Lender may nat charge Bo�rower for 1�k�aa�:aPPl:mcg the Fuads.annualiy aaalyzittg t[u acrow   	_-_
<br /> ,    	:	�  `< ��     	accoun�or veTifYing tUe Eserow itenu. unkss La�der patis�w��rttez�ss ort the Funds and appticabte IavK pecmits   	=`_=-�  —
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<br />  	.=A.FH:i�`�-.;�=  		Lende�to make sucb a charge. Howaver.Leader may nq�.?rc 1B��ves tfl�a one-6me charge far an indepeadenc      .  	_:r:�:,;, '_
<br />     	-=. .•;,,   .   		est�te tax aporting service used by Lender in connection wit�.tp�s�:urui�appscaUrEe law prov�des rnheiarise. UNess�n     	,	�:
<br />     		�•' `'�		�E is m s�d e or a p plIcable law r e quir�s inte�est to be pai45.�.endea sha'��s�i�qa�d to paY Sonawer any intetest or       	•   .�   �;•.—
<br />    �      		_ .      	qmin$s on tlye Fands. Brnrower and Lender may agra in wri�a�;�raiv�rei:�at j�ter�'est stiall be paid oa tlre FwMs. bende!     �	-------�
<br />    �      _ � . •    	�      	chall giva ta Bormwer.without chatge.an annual xcounang o��w Fzmds.:�how����;aad debits to the Funds and the       		'`.�:
<br />   		� . .   �  .      	pu�oso for which exh dehit to the Funds was made• TGe�:are pied�r��s�3diaa�as securiry for all sums r+ocured by     		`
<br /> 		, 	' 		this Secutity InstrumenE.  						-  �.       'I�ca3s�3.,law.Lender sUatl account to
<br /> .'  .    		.       		[f the�unds hetd try Lender exceed the amounts pemuae3.�o 3�e he:ii by.ap�'    p							.'=�'
<br />_   _  	���,r;, .,�     		gortpwe�fot the excess Funds in aceorQance witb tGe requinments of ap��ca�.�:tarv:.Lf s�e amamnt of the Funds hetd by   	j' ,�    .
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<br />     -   		�  		I.�nQes at any time is not sufticien[to pay tiu Esccow Iums when du�,Le�a may'sa na*�y Boira�r in writing.and.in  			�
<br />       	�     '�  ,._,�.       	such case Hon'ower sbaU paY to Lender the amdunt necessary to m a ke up z ha•s k f c r i e r,�.  B o m o w e r s h a 1 1 make u p the    			.
<br />   	,{f': -.'�    _. 		deficiency in rio more�hart twelve monthlY P�Yments.at Lender's sole disc�efron.'      .  _     							��.
<br />    	:,     �       			Upon payment in fuil of all sums secute�by this Secunry L�strumar,.�.e��s�{ar�raiPdY n f u nd to Bocrower any      		.     :
<br />   	::;:' ''-- -,   - -•      	Funds hela�lsy I.ender. If,under paragaph 21.Lender shall acguire o:seU�:Piaper�y;�.ei�der.prior w the acquisiaan or       		.-
<br />     		.     ' 		sate of the Property.shall apply any Funds held by Lender at the tlme ou a�li��:�or�o:saTe as a credit against the sums   			..  .
<br />      '      				setvred by this Security Insqumeni.   					;  .  '									�
<br />  �       	�       			3.  AppU¢aqon of Psyments.  Untess applicable law psovides a�?�us�..a?��a�trents Teceived by Lender us�der  			.,.     +
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<br />      	,    ..    .   		paragraphs 1 and 2 shall be appHed:f rst.to any prepayment charges due v���z�����sa�ond to amounts paya6le uoder    			.
<br />    					pangsaph Z:third to inurest due:fourth.to principal due:aad tas�to airy ta�.�ct��:�,a due�..°t�se Nou.      			i ,   		_
<br />       	�'     	_    		4.  Cha�es; Liq�  Hoaawer shall pay aU taxes, assessments.cE�.�s.f��s an�.w..�cs�iwns attributable to the   	f     		.
<br />    					Property which may attain priority over this Security lnstrumen�and t��r.:r�s:s a'���c�'cs.�f anY• Botrower
<br />		�    �      - 		ahall pay these obligatians in tha manncr provided in paragrayb 2.or if nc��.:�.�::.�s iaanr�=:&�r��rrr shall pay them on    		.       .  .  .
<br />   		-.      � . .       	dme dirutly to the person owed payment. Bartower shall promptly fumish'���:�;;�:a ai�ca�s�A`�aunu to 6e paid under   	� `  �      	t
<br />'       	'      '    .       	ttjis paragraph. If Botrower makes ihose payments directly.Hanower shali�arrpc�y f�'�:}`s�.�c*_der receipts avidet�cing   	i   		.
<br />�     	•      ,�,r � � .      	�e Brnro er shall promptly discharga Any licn whicb has prlodty aver this Sscu:iy�s�rurrf:aruri:rss Borrower.(a)agrees   	�  �  •       .   ,
<br />     					in writing to the payment of the abligaiion serured by�he lien in a manner as�c:r,�:;:isi:ID g.EtfiC7:(�I!`J CDIJ'�.'SSS IQ$OOd t31It1 lIIC   	k      .
<br />    	�'     �    •     		lien by.or defeneis ag�Inst eniorcement of ihe licn in.tegal praceedings whicFs rr?`r�L�E�s��s"s o�inio�egerate to prevmt the   	�  	�       _ _
<br />    	`,       			enforcemeat of the tlen:or(c)secureP from the holQer of the Ilen an agreement sa:�5�'3CtCR}��L2AQCS Si:{70fd1l13tI11$1t1C IICt1
<br />   � .       				to this Securiry Insuumen� If Lender Qetermines that any pa�t oP the Yroporty is s��ajecx�s a Ii::s w];;:h may attain priority 		. .  	°
<br />    	�`�::  , .      '  		over this Secur�ty lnatrument.Lender may givc aoanwer a notict identlfying the tier. $�rc�v�:ahc11 sasisfy the lien or take
<br />       		� '   		one or more of tho actions set forth above within tA Qays of the givin$of notice.							�
<br />    - 	�'��'�				S.  Nazard or Propeety tn�urance. Horrower shall keep tho imyrovemenu now e��sairU or�Se��..'`ter erected on the   	s
<br />     .		�       •       	Propelty lnsured against toss by fire,hazards�ncluded wlthin�he torm"extended covera,��`a��2,�y�C�7:`�6az8tds.including   	�.  	.
<br />     	_ 	''-�    __      	��o�flooding,for which Lender reyuirev inwrance.  This insurance shall be mainr�:n:�ia ahe an:ounts and for the
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