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201101020 not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, BorravYer shali maintain the Property in order to prevent the Property from deteriorating ar decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterio�ation or damage. If insurance or candemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. �.ender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender sha(I give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrawe�'s l.oan Application. Borrower shall be in default if, during the l.oan appiication process, Borrower or any persons or entities acting at the direGtion of Bon or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are nat iimited to, representations conceming Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lende�'s Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security (nstrument, (b) there is a tegal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including proteckng and/or assessing the value of the Property, and securing andlor repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonabte attomeys' fees to protecf ifs inferest in the Property and/or rights under this Security tnstrument, including its secured position in a bankruptcy proceeding, Securing the Property indudes, but is not limited to, entering the Property to make repairs, change lodcs, replace or board up doors and windows, drain water from pipes, eliminate buitding or other code violations or dangerous conditions, and have utilities tumed on or off. Although Lender may take action under this Section 9, �ender does not have to do s4 and is not under any duty or obligation to do so. !t is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shalf bear interest at the Note rate from the date of disbursement and shaN be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee titls to the Property, the feasehold and the fee title shall not merge unless Lendef agrees to tt►e mer�ger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be avaitable from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums ( � � ( � 3 U Q O') 4 4 2 8 5� * M C M D O T� NEBRASKA--Single Family-Fa�nie MaelFreddie Mac UNIFORM INSTRUMENT Fornt 3028 t141 (pa�e 7 of !4 pag�ss) Mortgage Cadence, L.LC � 3027 02/06