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<br /> TOQETHER WITH all tha improvements now a hereafter erected on che property�, and all easements,appurtenances. �„n��_MM_
<br /> " • ` and Bxtura now or hercafter a part oP the property. All rcpl�cemenu and additions shnll�Iso be covend by�his Seeutity - -- —
<br /> '""�`=` ' In�trumcnt. All of the forcgoing ia rcferrcd ro in thie Security lrtstru+++en��•H+�'"P�n!u'ny." ___
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<br /> � � �__ � BORROWER COVENANTS that Bortawer is I�wfully seised af�he estata he�eby conveyed aad has thc riEht to Qrant �.:_..,�.__ _
<br /> ,, ond comey the Froperty ond tiwt�hc Piu�rty fs un¢ncumbertd,except forencumbrances of rcco�d. Borruwer warrw��y wn1 ___
<br /> � . G1 will defend generolly!he UUe to the Propeny sgoin�t all claims and demands�subject to any encumbrances of rccard.
<br /> � � '� THIS SECUItlTY ItVSTRUMENT combina uniform cavenum� for nntlanal use and non•unifam cavenants wi�h ^
<br /> . limited varfation�by jurisdiction 10 canslitute a uniform security insnvmem covering ral property. ,..:-ti.'�'.:�„�,-�,�
<br /> G � �• UNIFORM COVENANTS. BoROwer and Lender covenuu und agrce as follows: � � �i°`"
<br /> ' ' " L. Paymeat of Principnl and Interat;Prepayment and Late Chaga. Borrower shall ptomptly ps►y when due�he ��• - =_-_- �-�--��°�-�
<br /> � ��..".
<br /> _�_ __..,.,;_4_�_ principal nf nnd(nt�reat on the debt evidenced by the Note and any prepavment and I�te charges due under the Nae. -
<br /> - �� „ E. Funds for 71�ses and ItuwrAnce. Sub ect to Applicable law or to o wdtten wulve�b Lende�,Borrower shall pay tu 1—--@-_�-
<br /> �=
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<br /> Lender on the day momhly paymcnt:ur�due under the Note,until the Nae is paid in full,e sum("FLnds")for. (al yearly -_--�=�:.��nrr
<br /> t�cea and assessmena whieh may attain p�imit over this Secu�iry Insuument w a lien on the Propeny:(b)yearly leasehold . ' �i;t�'.TM%��'�"
<br /> � :,.;:}�L�:.�
<br /> payme�ts or ground rcnts on 1ha Pmperty. i any: Ic) Yearly h�zard or property insurance premiume; (d) Yearly flood ..,.::,:����:�-•_ ,�
<br /> inaurnnce premiuma, if any: (e) yeorly moRaage lnaurance premiums, it any; and (Q ar�y suma payable by Borrower to ',�,;:1._ u,,,�
<br /> Lender,in accoNonce with tha provi�ioni of paragraph 8,in lieu of�he�ymem of mortgage in:urnnce premiums. These ���.:_�,�• .
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<br /> , items sue called"Eacrow[tems," Lende�may,ut any time,callect and ho d F�nds in an amount not to exceed�he meximum • �•�•:•�.. �.•
<br /> - " � �� ' l amount a knder for a federnlly rolated matgage loan may rcqufre for Borrower�escrow occount und�r the federa! R� ;:�___,�� '
<br /> � � 1 Fsmce Sett6ernent Proceduro�Act of 1974 us amended from time to time. 12 U.S.C. 4 2601 er seq.("RESPA"),unless another ^ �;'�'"��
<br /> , I �,w chat aipp�ties to thc Funds seta a lesaer umauot. If sa[.e►der cnay.a�any time.collect and Ac�td Fiu�in an amount�wt to �..�-�,.^';�, `-;;`..w��;6:.
<br /> � •� I eaeeed che ksser emount. Lender may eatimnte th aunount of Funda due on the basis of curtent dua aed r�eASOru+b�e - �"�'�"•"'�
<br /> eu+wata oi expenditures of futura Escrow Items a othawise in accardance with applicable law. �� ''��
<br /> The E�uids shall be held in an institudon whose deposits are insund by a federol uge�cy.insmimentality.o�entity '^��
<br /> � • ; ,� (including L.ender,i f Len der is suc h an institu�ioo l or in any Federol Home Lo�n Bank. Lender shall a p pl y the Fuods to pa�r �';�y,;Y,�',
<br /> We Esccow lams. Lendar mny not charge Horrower for holdiog:+nd applying the Funda,unnuully analyziag the escrow i;�� :�;;,_1�';"�'�`
<br /> account,ar verifying the Escrow Items, unless Lende� pays Borrower intercst o:� �Fie Funds und applicable luw permits r,���".,s;j;�:�`�.�
<br /> Lcnde�to make such a chuge. However.Lender may require Borrawer to pay a one•time charge for an independrnt real ;.�"':�`:���i'•'�:.�
<br /> � estate taa reponing service used by Lender in connecuon wi�h this loan,unlass appllcabla law provide�otherwise. Unless un �.-=-
<br /> � agrament is made or applicable law rcquires intercst to be paid,Lender shull not be required to pey Borrower any intercst or E����`-�
<br /> eornings an the Funds. Bortower ond Lender may agrce in writing,hawever,that intercst shall be paid on the Funds. Lcnder '�"""'"''=
<br /> shall give ta Bortower,without charge,an unnual accounting of ihe Funds,showing credits and debi�s to the Funds nnd the ••:�:`ajV _
<br /> pu�pose for which each debi[to the Funds was mAde. Thc Fuods ue pled�ed as addidonnl secu�ity for all sums securcd by •:;,`���;;>;:�-�___
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<br /> this Securiry Inswment. ,�'
<br /> If the Funds held by Lender exceed the amounts permitted to be held by applic�ble law, Lender shall account to "'F'''°"�"�"`
<br /> Borrowu for the excess Funds in nccordance with the rcquirements of applicab�e law. lf the amaunt of the Funds held by
<br /> Lender at any time ia not sufficient to pay the Escrow Items when due, l.ender may so notffy Borrower in writing,and,in �
<br /> • _ such case Borrower sh411 pay to Lender the amount necessury �o muke up tho deficiency. Bnrrower shall make up the �1°;.-���:
<br /> deticiency in no more than twelve monthly payments.at Lender's sole discretion. h• .F,� •• _-.-:,._—
<br /> - . �� Upon payment in full of all sums secured by this Sccudry Instrument, Lender shult prompUy refund to BoROwe�uny �� • •.�i
<br /> • Funds held by Lender. If.under paragrnph 21.Lender shull acquire or sell the Property. Lender,prior to the acquisition or .�
<br /> � sale of the Roperty,shnll apply any Funds held by I.ender at the tima of ucquisition or �ale �s a credit against the sums ,�,;,�,.�w��__
<br /> .'�`i:., .�: secured by this Securiry[nswmene. �. �>;;�`•�����
<br /> 3. Applicotion o� Payments. Unle�s applicable taw pmvides otherwise, all pnyments received by Lender under • ".;:s�,;•,�
<br /> pamgraphs t and 2 shell be applied:first,to uny prepeyment churges due unde�the Nate; second,to omounts paynble under 1-.,ti;,*--�-=--
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<br /> � para�raph 2;third,w interost due;fourth,to principal duc;and lost.to any late charges due under the Note. .�..1K.•-�-t�^��
<br /> � 4. ChorQa= L(ena Borrower shnll puy all wxes. assessments, churges, Fines und impositions attribumble to the ; � �``�"�__
<br /> , Property which may anein priority over�his Security Inscrument,and lestsehold paymems or ground rcnts,if any. Borrower '�:�_�=-
<br /> shall pay these oblige[ions in the munner provfded fn parngmph 2,or if na paid in �hat ms�nner,Borrower shall pay them on k ___ �
<br /> time direcdy to the person owed payment. Borrower shall promptly fumish to Lender oll notices of amounts to be paid under �
<br /> �"' • this paragrnph. lf Bortower makes these payments dircctly,Borrower shall prompUy fumish to Lender rcceipts evidencing � .,__
<br /> . the payments. -- , -
<br /> Bortower shall promp�ly dischurge any lien which hns prioriry over this Securiry Instrument unless Borrower:(a)agrees ;:�:�.
<br /> in wridng to the payment of the obligation secured by�he lien in a manner accep�able to Lender.(b)contes�s in good faith the � '_"
<br /> � ' lien by,or defends ag�inst enforcement of the lien in,legul proceedings which in the Lender's opinion opemte to prevent the � ��,'-�;mi;
<br /> '•�,� , .
<br /> enfo�ement of the lien;or(c)secures from the hdder of the lien an ngreement satisfacrory to Lender subordinating the lien , -,�,.;
<br /> „ to this Secudty Inswment. If Lender determines that ony pare of[he Property is subject [o a lien which may attain prioriry ; '`�'�=-��
<br /> • over this Securiry Instrument.Lender muy give Borrower a notice identifying the lien. Borrower shall satisiy the lien or take � . '
<br /> •• one or more of ttie nctions set fonh above within 10 days of�he giving of natice. �
<br /> � � S. Ha�rd or Property inauranca Borrower shull keep the improvements now eaisting or hercafter crected on the '
<br /> Property insured against loss by fire,hezards included within the term"extended co�erage"and any other hazards,including
<br /> --' flaoda or floodin�. for which Lender requires insurance. This insurence shall be mafntained in the amount�and for the
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