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� :�+},r.':t�lf r i �t/��� �t�l'ti,��': � u• �a i � �i o <br /> � '' ����E .� r< i\� 4 � ):ti�� tt i i•: I I I��dt�� y i.�1. �;.� <br /> }; :n , . • -1 }�-.a`'., t.- .r., j :.�• } _ .+w►.Mt�•. .-�r --... -- _.,.. <br /> . .r+ � � ,.+ ' ._..:..'�:::;<� ��: ,. .. .. ... . . . :!rt'l1M�'7l�.:°.7- . <br /> . . . WYilkn�i3�' - <br /> 1� . . '. - —� .Q;.,-_ . <br /> �l . .9•.r-r.` '.d'�i...t..cc..'.�'•, r.�:L=:�:+.:.�Li'.an•_�. �-.�r�6�i�' .�'.r"at��_�_�,�__-�_.�_.,.._ <br /> . . . <br /> '�� ..w�.« ----=-- <br /> � � ' -`' ' , Vf��� -_i°i�3--=`�------ <br /> 10453'� ��:;_�...��--- <br /> ��..��� <br /> TOQETHER WITH all tha improvements now a hereafter erected on che property�, and all easements,appurtenances. �„n��_MM_ <br /> " • ` and Bxtura now or hercafter a part oP the property. All rcpl�cemenu and additions shnll�Iso be covend by�his Seeutity - -- — <br /> '""�`=` ' In�trumcnt. All of the forcgoing ia rcferrcd ro in thie Security lrtstru+++en��•H+�'"P�n!u'ny." ___ <br /> r�..r,:...,....�.�.-._---- . <br /> � � �__ � BORROWER COVENANTS that Bortawer is I�wfully seised af�he estata he�eby conveyed aad has thc riEht to Qrant �.:_..,�.__ _ <br /> ,, ond comey the Froperty ond tiwt�hc Piu�rty fs un¢ncumbertd,except forencumbrances of rcco�d. Borruwer warrw��y wn1 ___ <br /> � . G1 will defend generolly!he UUe to the Propeny sgoin�t all claims and demands�subject to any encumbrances of rccard. <br /> � � '� THIS SECUItlTY ItVSTRUMENT combina uniform cavenum� for nntlanal use and non•unifam cavenants wi�h ^ <br /> . limited varfation�by jurisdiction 10 canslitute a uniform security insnvmem covering ral property. ,..:-ti.'�'.:�„�,-�,� <br /> G � �• UNIFORM COVENANTS. BoROwer and Lender covenuu und agrce as follows: � � �i°`" <br /> ' ' " L. Paymeat of Principnl and Interat;Prepayment and Late Chaga. Borrower shall ptomptly ps►y when due�he ��• - =_-_- �-�--��°�-� <br /> � ��..". <br /> _�_ __..,.,;_4_�_ principal nf nnd(nt�reat on the debt evidenced by the Note and any prepavment and I�te charges due under the Nae. - <br /> - �� „ E. Funds for 71�ses and ItuwrAnce. Sub ect to Applicable law or to o wdtten wulve�b Lende�,Borrower shall pay tu 1—--@-_�- <br /> �= <br /> , 1 y �:,•_:::;___- --_.. <br /> Lender on the day momhly paymcnt:ur�due under the Note,until the Nae is paid in full,e sum("FLnds")for. (al yearly -_--�=�:.��nrr <br /> t�cea and assessmena whieh may attain p�imit over this Secu�iry Insuument w a lien on the Propeny:(b)yearly leasehold . ' �i;t�'.TM%��'�" <br /> � :,.;:}�L�:.� <br /> payme�ts or ground rcnts on 1ha Pmperty. i any: Ic) Yearly h�zard or property insurance premiume; (d) Yearly flood ..,.::,:����:�-•_ ,� <br /> inaurnnce premiuma, if any: (e) yeorly moRaage lnaurance premiums, it any; and (Q ar�y suma payable by Borrower to ',�,;:1._ u,,,� <br /> Lender,in accoNonce with tha provi�ioni of paragraph 8,in lieu of�he�ymem of mortgage in:urnnce premiums. These ���.:_�,�• . <br /> N -�,':t: .��;rr_-.r-.. <br /> , items sue called"Eacrow[tems," Lende�may,ut any time,callect and ho d F�nds in an amount not to exceed�he meximum • �•�•:•�.. �.• <br /> - " � �� ' l amount a knder for a federnlly rolated matgage loan may rcqufre for Borrower�escrow occount und�r the federa! R� ;:�___,�� ' <br /> � � 1 Fsmce Sett6ernent Proceduro�Act of 1974 us amended from time to time. 12 U.S.C. 4 2601 er seq.("RESPA"),unless another ^ �;'�'"�� <br /> , I �,w chat aipp�ties to thc Funds seta a lesaer umauot. If sa[.e►der cnay.a�any time.collect and Ac�td Fiu�in an amount�wt to �..�-�,.^';�, `-;;`..w��;6:. <br /> � •� I eaeeed che ksser emount. Lender may eatimnte th aunount of Funda due on the basis of curtent dua aed r�eASOru+b�e - �"�'�"•"'� <br /> eu+wata oi expenditures of futura Escrow Items a othawise in accardance with applicable law. �� ''�� <br /> The E�uids shall be held in an institudon whose deposits are insund by a federol uge�cy.insmimentality.o�entity '^�� <br /> � • ; ,� (including L.ender,i f Len der is suc h an institu�ioo l or in any Federol Home Lo�n Bank. Lender shall a p pl y the Fuods to pa�r �';�y,;Y,�', <br /> We Esccow lams. Lendar mny not charge Horrower for holdiog:+nd applying the Funda,unnuully analyziag the escrow i;�� :�;;,_1�';"�'�` <br /> account,ar verifying the Escrow Items, unless Lende� pays Borrower intercst o:� �Fie Funds und applicable luw permits r,���".,s;j;�:�`�.� <br /> Lcnde�to make such a chuge. However.Lender may require Borrawer to pay a one•time charge for an independrnt real ;.�"':�`:���i'•'�:.� <br /> � estate taa reponing service used by Lender in connecuon wi�h this loan,unlass appllcabla law provide�otherwise. Unless un �.-=- <br /> � agrament is made or applicable law rcquires intercst to be paid,Lender shull not be required to pey Borrower any intercst or E����`-� <br /> eornings an the Funds. Bortower ond Lender may agrce in writing,hawever,that intercst shall be paid on the Funds. Lcnder '�"""'"''= <br /> shall give ta Bortower,without charge,an unnual accounting of ihe Funds,showing credits and debi�s to the Funds nnd the ••:�:`ajV _ <br /> pu�pose for which each debi[to the Funds was mAde. Thc Fuods ue pled�ed as addidonnl secu�ity for all sums securcd by •:;,`���;;>;:�-�___ <br /> •.,.'J��� --�'r9orrr... <br /> this Securiry Inswment. ,�' <br /> If the Funds held by Lender exceed the amounts permitted to be held by applic�ble law, Lender shall account to "'F'''°"�"�"` <br /> Borrowu for the excess Funds in nccordance with the rcquirements of applicab�e law. lf the amaunt of the Funds held by <br /> Lender at any time ia not sufficient to pay the Escrow Items when due, l.ender may so notffy Borrower in writing,and,in � <br /> • _ such case Borrower sh411 pay to Lender the amount necessury �o muke up tho deficiency. Bnrrower shall make up the �1°;.-���: <br /> deticiency in no more than twelve monthly payments.at Lender's sole discretion. h• .F,� •• _-.-:,._— <br /> - . �� Upon payment in full of all sums secured by this Sccudry Instrument, Lender shult prompUy refund to BoROwe�uny �� • •.�i <br /> • Funds held by Lender. If.under paragrnph 21.Lender shull acquire or sell the Property. Lender,prior to the acquisition or .� <br /> � sale of the Roperty,shnll apply any Funds held by I.ender at the tima of ucquisition or �ale �s a credit against the sums ,�,;,�,.�w��__ <br /> .'�`i:., .�: secured by this Securiry[nswmene. �. �>;;�`•����� <br /> 3. Applicotion o� Payments. Unle�s applicable taw pmvides otherwise, all pnyments received by Lender under • ".;:s�,;•,� <br /> pamgraphs t and 2 shell be applied:first,to uny prepeyment churges due unde�the Nate; second,to omounts paynble under 1-.,ti;,*--�-=-- <br /> r�.-L�.: <br /> � para�raph 2;third,w interost due;fourth,to principal duc;and lost.to any late charges due under the Note. .�..1K.•-�-t�^�� <br /> � 4. ChorQa= L(ena Borrower shnll puy all wxes. assessments, churges, Fines und impositions attribumble to the ; � �``�"�__ <br /> , Property which may anein priority over�his Security Inscrument,and lestsehold paymems or ground rcnts,if any. Borrower '�:�_�=- <br /> shall pay these oblige[ions in the munner provfded fn parngmph 2,or if na paid in �hat ms�nner,Borrower shall pay them on k ___ � <br /> time direcdy to the person owed payment. Borrower shall promptly fumish to Lender oll notices of amounts to be paid under � <br /> �"' • this paragrnph. lf Bortower makes these payments dircctly,Borrower shall prompUy fumish to Lender rcceipts evidencing � .,__ <br /> . the payments. -- , - <br /> Bortower shall promp�ly dischurge any lien which hns prioriry over this Securiry Instrument unless Borrower:(a)agrees ;:�:�. <br /> in wridng to the payment of the obligation secured by�he lien in a manner accep�able to Lender.(b)contes�s in good faith the � '_" <br /> � ' lien by,or defends ag�inst enforcement of the lien in,legul proceedings which in the Lender's opinion opemte to prevent the � ��,'-�;mi; <br /> '•�,� , . <br /> enfo�ement of the lien;or(c)secures from the hdder of the lien an ngreement satisfacrory to Lender subordinating the lien , -,�,.; <br /> „ to this Secudty Inswment. If Lender determines that ony pare of[he Property is subject [o a lien which may attain prioriry ; '`�'�=-�� <br /> • over this Securiry Instrument.Lender muy give Borrower a notice identifying the lien. Borrower shall satisiy the lien or take � . ' <br /> •• one or more of ttie nctions set fonh above within 10 days of�he giving of natice. � <br /> � � S. Ha�rd or Property inauranca Borrower shull keep the improvements now eaisting or hercafter crected on the ' <br /> Property insured against loss by fire,hezards included within the term"extended co�erage"and any other hazards,including <br /> --' flaoda or floodin�. for which Lender requires insurance. This insurence shall be mafntained in the amount�and for the <br /> ' Fo►�JOl1 919p lyqQ�1 nj6 pagttl <br /> J ' <br /> � <br /> . . ._ � .� <br /> I . • <br /> _ l � <br /> - _ _ _ __ _ � <br /> .__ _ � . <br /> ; <br /> _ _ � � � <br /> . <br />