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201100982
<br />(I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider
<br />❑ Balloon Rider
<br />❑ VA Rider
<br />❑ Condominium Rider ❑ Second Home Rider
<br />❑ Planned Unit Development Rider ❑ 1-4 Family Rider
<br />❑ Biweekly Payment Rider ❑ Other(s) [specify]
<br />(I) "Applicable Law" means all controlling applicable federal, state and local stalutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that
<br />aze imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(I� "Electronic Funds Transfer" means any transfer of funds, other than a�ansacrion originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic
<br />tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but
<br />is not limited to, point-of-sale transfers, automated teller machine transactions, transfers iniriated by telephone, wire
<br />transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items " means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus
<br />(ii) any amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing
<br />regulation, Regulation X(24 C.ER. Part 3500), as they might be amended from time to time, or any additional or
<br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, RESPA
<br />refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the
<br />Loan does not qualify as a"federally related mortgage loan" under RESPA.
<br />(Q) "Successor in Inter of Borrower" means any party that has taken title to the Property, whether or not that party
<br />has assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />Transfer of Rights in the Property. This Security Instrument secures to Lender: (i) the repayment of the Loan, and
<br />all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Barrower irrevocably grants and conveys to Trustee, in
<br />hust, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] of Hall
<br />[Name of Recording Jurisdiction] see attached legal description
<br />Parcel ID Number: which currently has the address of 11971 W PLATTE
<br />RIVER DR [Street] WOOD RIVER [City], Nebraska 68883 [Zip Code] ("Properry Address"):
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances,
<br />and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />HCFG-00359
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />VMP�
<br />Wolters Kluwer Financial Services 201101274.0.0.0.4002-J20100902Y
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<br />Form 3026 1/01
<br />Page 2 of 12
<br />'3166 11 16'
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