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201100972 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Sea1) <br />TODD C ENCK -Borrower <br />r� �:/' <br />(Sea1) <br />KELLY ENCK -Borrower <br />— (Seal) <br />-Borrower <br />— (Sea1) <br />-Borrower <br />Witness: <br />� (Seal) <br />-Bonower <br />— (Sea1) <br />-$orrower <br />Witness: <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DOCMaIJIC � 800-649-1362 <br />Form 3028 1/07 Page 10 of 11 www.docmagic.com <br />Ne3028.dot.xml <br />