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- <br />� <br />N � <br />a � <br />� �� <br />e <br />� <br />� �� <br />N � <br />� <br />� <br />� <br />� <br />�A, <br />I� <br />:., <br />. <br />� <br />� <br />"'..� <br />� <br />C <br />n � <br />x N <br />� <br />� � <br />� � <br />� h �� .. <br />�� <br />� <br />_� <br />a <br />After Recording Return To: <br />PLATTE VALLEY STATE BANK & TRUST CO. <br />2223 2ND AVE <br />KEARNEY, NEBRASKA 68847 <br />Loan Number: UNASSIGNED <br />DEFINITIONS <br />[Space Above This Line For Recording Data1 <br />DEED OF TRUST <br />f1T <br />� <br />� <br />� <br />rn <br />cs� <br />. <br />N <br />� <br />� <br />� <br />� <br />tt3 <br />c> cn <br />o —i <br />c n <br />z rn <br />-� <br />'� o <br />o -*� <br />- rS z <br />= rn <br />n cz� <br />r � <br />r v <br />� <br />� <br />D <br />....��... <br />cr> <br />� <br />� <br />r <br />f'" <br />O <br />� <br />� <br />G� <br />� <br />f�"1 <br />� <br />O <br />—+, <br />Q <br />m <br />v <br />C!) <br />� <br />rv <br />0 <br />►-�► <br />F--+ <br />co <br />� <br />CL� <br />C.J7 <br />N <br />m <br />� � <br />m <br />v <br />e <br />� <br />� <br />--�-I <br />7�J <br />C <br />� <br />�t1 <br />Z <br />� <br />Z <br />O <br />�� � � <br />_ � <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 31, 2 O 11 , together <br />with all Riders to this document. <br />(B) "Borrower" is LEROY G OSTERMEIER AND KAREN A OSTERMEIER, HIISBAND <br />AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is PLATTE VALLEY STATE BANK & TRUST CO. <br />Lender is a NEBRASKA CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 2 2 2 3 2 ND AVE , KEARNEY , NEBRAS KA 6 8 8 4 7 <br />organized <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is PLATTE VALLEY STATE BANK & TRUST, CO <br />2223 2ND AVE, KEARNEY, NEBRASKA 68847 , <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY 31, 2 011 . <br />The Note states that Borrower owes Lender FORTY- ONE THOUSAND AND 0 0/ 10 0 <br />Dollars (U. S. $ 41, 0 0 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than AUGUST 1, 2011 . <br />(F� "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />[� Balloon Rider <br />❑ 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable �nal, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or simiIar <br />organization. <br />� <br />� <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DocMagic �q�7� 800-649-1362 <br />Form 3028 1/01 Page 1 of 1 1 www,docmagic.com <br />Ne3028.dot.�crn1 <br />