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. .------ �.t-�.....�... ; __ �^-1_...�.�-- – - �.r�� —� .I ,�`�r -_ __ry _ _ �� . . . �`F "7, -}i� -�.:h�b.}y�i,Ta ... . . . - .�Ja 7��a.as� �u�a�a��r^�.. . .." � _ '"-___ _ _ —_. Ehi\�^!dS" .. � - �-Y.:°Lt°�r+aa�m2W'l�11'Ji.h3:::h•: _ - '_ _"'—'--. .t..s p�1 +M"��ww�M�.wf��- _ .'"_ .....��w+�rw�R�+'.'��lwrTy!fL�••'�%.�"^ .._ .--—.. --�r.i.s,w:� �..::=.:a.:._ ,. . . - ., . ,�.....'�.:"�"�'::�'ti.:'�T..�.,'�l;;::��:� . . : .. .� _— . - . _ -: ,.x - _.� "�, `,`,, -_• - 'i'71��1��S�YIRLY,n':«::N1. ,.�',$�Y{M.:iJ{.lv�/i��l �aih°4��:_.4_"'10��f!fF��_w_� �,nS�t��i �s��t._ __ �...._" _" ._,. . - .. -� '_: _ ..._� . ._ _ � 6_� . �__ . i .._ __ _ . . -- -,�s.�l!r'�2_.�.. - —= .etiti�"�s " ,y�J�3..ar "m°.�n,,. M nrvs��c��..�r.. .�`"�M=�a-�aa'�_ - - _.._ ---- ---- r- --. . � � __, _-- -.�.--� . �.�.-_�.-- _-.-- _ - - - —_ -- - - - - . -_ _ __ -,-�. ._ . _� . ' _' - �a:.�..�.� - _� - - _- _ ��--_--. -.- '___. • • i�5°� 3. (:ALCULA7'1!�'C TH�h�?W I�TtDTi:RATC � 'i'he�'aw Nute Rata will ba�tixad rate o[inten�ct equal to the Fedard National MQrt�a�e A.�aciation's rcqisirod u:t yid�i tur 3t?�+ar [ired r�te mcut��es subjoct w � 60'clsy maadasteuy drlivcry mmmitment. plus ona-tulf of ane pero�ta�o point(0.3°�i).munded t�►tho na�sbst onn-d�hth of one Pec'centa�Point(U.1?Sqi)(tbe"Ne�Note Rata").The rroqar.ied aot pieia st�ali rae the appiicabte net yietd in c.s�oct on cise dau ond time of�y that tbe l�uta�ioiclor chveiveW nu:i:a of my dxtian to exerciso tho C.ondidaul Retinancing ORtian.It this required uet yield ia not available,the Note Fialc3es xill data�miao tho NoW hute Rate by wpn„�oompar�b�e information. �. CALCULATING THB NEW PAYMBNT AMOUNT Provided the Nev Note Rate as calculated in SectioA 3 above ie not�rater th�n 3 per+ceAta�e poiats atwve tl�e IJ�te Rato uxl dl othzr oonditioa9 required in Sectioa 2 above ue satisfiod.thee Note Haldu will determiao tho amount ot tLe m9athly paYment th�t xill be suificieat w re.p�y in full t*1 tGa unpaid grincipal.plus(b)accruod but unp�id intetert,plua Ic) all etba� suma I �rilf owe w�der tt►e I�'au and Socurity Inrtrument on the Maturity Dau (sasumin� my moathly PaYmeats then�re curc+ont,as re9uirod u�der Soctioa 2 above).OYCf LI10 LCf[Y1 OI t210 NC�I NOLO�t LIlO NOM I1jOtG RtSC if1 e4,�a��anoathDy p�Yma�tc. 'I'h� rxult d thia cilculation will be tLe amouat of my new pa�acipal and intereat pRymeat avcrh mc►ath until sbe NaM Nata is fully paid. 3. EXBRCiS1N4��THE CONDIT[ONAL 1lEFINANCING OPTION '�'6e Note KoS��wi11 notify me st last 60 caleadar cLys in advance of the Maturity Date aad sdviae mo ot tha Pr►nciPtl.aocrued but unpaid intenst, and all other sums I am wtpe.ted to ove on tbe Matwity Diata.Tl�e Note Hoider als�will advi�e me that I m�y esa�ci�e the Coc�litiotul Ref'�ne Optioa if tha oaaditioos in Sectioa 2 above sre mq. Tfoe Note Holder�vill provide rn;y P�Ymeat roca+ci iafoa�m�tion.w�et4Kx�ritb the aime, title aad add�of the person ropreaentit�the Note Holder that�muet notify in anier to e.�erciee fibo ConditiaW Retiaaaciag Opoiva If I meet the conditioas of Sectioa 2 abova,I may eren.�iae the Cunditioaai Refiras�cia�Option by notifyin,Q tho Nau Holder no law tlua 4i caleodar days prior to tbe I1�twity Date.T6e Nou Holdes�vilt alculste the tiud Now Note Rau t�sed upon the Fedtssl 1Wtiowl I1fo�'t,�,��Asaocistion's appiicable publia�ed required net yidd in ettect on tbe date an�l titnt ot dty natl�catim i� reoeived bp tha Nate Holdu aod aa cs2culstWd ia Sectioo 3 above. I Mill tLea luve 30 ale+od�r daps to provide si�e IJote Holder with e�aeeptibie pcoo�t of my roqeruod oMaerahip,oocupaacy as�d properiy lim stat�a.$efa+e the 1Nawrity Date the Not� Holdx�ill sdviac me ot tl� new inta+esi rate (the New�I3ace Rate), s�► moatEtifj txYmeat ` . amouat and a d�te, time aad ptaoe at which I must sppe,ar to eign any�documents required tu oorapleoe t6e required t+�fiaaacin�.I undecstaad tbe Natc Hdder�ril!c6ar�e ma a 5250 prooe�iaE foe,tha coWs asaociated with updatin�tbe title ��Pd��3',and aq�re�sooabio this+d�atty eostA such�s docuaseattry stamP6.��e�.�CY.�+�f�4 e�c. . . .--�--- --�- �– -... ---- - -�- -- �---�- � -�---...— ------ � . ' . BY SICiNWQ B�id)W. HURROWER aaxpts�ad s�nrs to iha teams aad wvraaata ooatiaod ia thia B�1loeu. . . Rider.. . .._ --. 1 '. . . _ __..- ' - --- ■• /, •� ��t}, — ` �� eWl' ... . MCC /�f` , ..( . . . SCi�� . . ��Otl�� RCt .. , " �'�•�'°��: _. _ wtmTAtt�4t�LM11 WiR-iM�l�fN11�'iarb w�Mrwr�MrrrMt Pra 31YD 1?p9 (p�a 2 0!2 p�er1 t�DN4 tliriit'sri�!L . - � � - BALRIDl78ALR� �39566