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201100887 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />W itnesses: <br />(Seal) <br />Heather L. lause -Borrower <br />�,�� (Seal) <br />ad . Glause - eorcower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borcower <br />[Spaee Below This Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 21 st day of Januarv 21, 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Heather L. Glause f/k/a Heather L. Kasperbauer and Chad K. Glause, wife and husband <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand lsland, NE <br />in said county, the date aforesaid. <br />My Commission expires: � Z� J%� <br />� ( '"` � �� <br />��p� ���� Devra McE roy -Notary auniic <br />M� COt�an. FxF �►q� 25, 2a13 <br />NEBRASKA- Single Family - FannieMaelFreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3028 aio2 Page 13 of 13 <br />