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<br />DEED OF TItUST
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<br />THIS �DEED OF TRUST ("Security Instrurnent") is made on January 18, 2011. Tbe grantors are TEDDY L
<br />GRANERE and JILL M GRANERE, HUSBAND AND WIFE, whose address is 1719 N TAYLOR AVE,
<br />GRAND ISLAND, Nebraska 68803 ("Borrower"). Borrower is not necessarily the s.ame as the Person or Persons
<br />who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section
<br />titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />Arend R: Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 688Q2 ("Trustee")_ The
<br />beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the United States of America and whose address is 221 Soutl� Locust Street, 'Grand Island,
<br />Nebraska 68801 ("Lender"). TEDDY L GRANERE and JILL M GRANERE owe Lender the principal sum of
<br />Six Thousand Eight Hundred Eighty and 00/100 Dollars (U.S. $6,880.00), which is evidenced by the note,
<br />consutner loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"); which
<br />provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable on
<br />January 20, 2016. This Security Instrument secures to Lender. (a) the repayment of the debt evidenced by the
<br />N�ote, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all otller sums,
<br />with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rigl�ts in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the-debt and the trust
<br />herein created, inevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COUNTY of HALL, State of Nebraska: -
<br />Address: 1719 N TAYLOR AVE, GRAND ISLAND, Nebraska 68803
<br />Legal Description: THE SOUTH 49 FEET OF LOT 8 AND THE NORTH $ FEET OF LOT 10,
<br />BLOCK 19, SCARFF'S ADDITION TO WEST LAWN, C1TY OF GRAND ISLAND, IIALL
<br />COUNTY,NEBRASKA
<br />TOGETHER WITH all the improvements now or tiereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Securiry Instrument as the
<br />��property."
<br />BORROWER COVENANTS that Borrower is law�ully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of recard.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Literest; Prepayment and. Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As_ used in this Security Instrument, the term "Applicable Law" shall mean ali controlluig
<br />applicable federal, state and local statutes, regulatians, ordinances and administrative rules and orders (fhaf have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Taxes and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to
<br />Lender on the day periodic payments are due under the Note, antil the Note is paid in full, a suiri ("Funds") for. (a)
<br />yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if airy; (e) yearly mortgage insurance premiums, if.any; arad (fl
<br />any surris payable by Borrower to Lender, in accordan�e with the provisions of the paragraph titled Moxtgage
<br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
<br />Lender inay, at any time, collect and hold Funds in an a�nount not to exceed the maximum amount a lender for a
<br />federally related mortgage loan may require for Bqrrower's escrow account under the federal Real Estate
<br />Settlement Procedures Act of 1�974 as amended from time to time, l2 U.S,C. Section 2601 et seq. (-"RESPA"),
<br />unless another Applicable Law that applies to the Funds sets a lesser amount. If so, Lender may, at any time,
<br />collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds
<br />�O' 2004-2010 Compliance Systems, Inc. EEO[3-61 F9 - 20I0.03378 �
<br />Consumer Real Estate - Security Instrument DL2036 Pzge 1 of 6
<br />www. compliancesystems. com
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