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201100835 <br />(C7 '7.ender" is U. S. Bar►k N. A. <br />Lender is a National Association <br />organized and existing under the laws of <br />Lender's address is 4801 Frederica <br />The United States Of Am�erica <br />Street, Oaensboro, KY 42301 <br />(D) 'Trustee" is Mr . Thomas Locher <br />2002 Dauglas Street, 200 The Omaha Club, Omaha, NE 68102 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this 5ecurity Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F� 'Note" means the promissory note signed by Borrower and dated Ol/31/2011 . <br />The Note states that Borrower owes Lender One Hundred Thousand and 00/100ths <br />Dollars <br />(LT.S. $ 100, 000 .00 ) plus interest. Bonower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in fu11 not later than February 01, 2 041 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Properiy. �� <br />(I� "I.oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instrument that aze execute� by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider 0 Condominium Rider � 5econd Home Rider <br />0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider <br />0 VA Rider � Biweekly Payment Rider 0 Other(s) [specify] <br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regularions, <br />ordinances and adxninistrative rules and orders (that have the effect of law) as well as a11 applicable final, <br />non appealable judicial opinions. <br />(I� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Bonower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic �nds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper in.�trument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automate� teller <br />machine transactions, transfers initiate�i by telephone, wire transfers, and automate� clearinghouse <br />transfers. <br />(1Vn "Escrow Items" means those items that are described in Section 3. <br />(1� "1Vliscellaneous Proceeds° means any compensation, settlement, awazd of damages, or proceeds paid <br />by any third pariy (other than insurance proceerLc paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condernnarion or other taking of att or any pazt of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(0) '9Vlortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />2200105202 n v6ArrE <br />NEBRASKA - Single Family - Fannie Mae/Fr+eddie Mac UNIFORM INSTRUMEMT WIT <br />�-6A(NE) foa�o► Pape 2 ot 15 n,;s,�s; �� Form 3028 1/01 <br />m <br />