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201100832 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Rea1 Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regazd to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (� "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the perforrnance of Borrower's covenants and agreements � tbis Security Instrument and the Note. For this purpose, Borrower inevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in #he County of Hall . [Type of Recording Jurisdictionj [Name of Recording Jurisdiction] Lot One Hundred Forty-Three (143) and the South Fourteen (14) feet of Lot One Hundred Forty-Four (144) in Belmont Addition, an Addition to the City of Grand Island, Nebraska. Parcel ID Number: 400017431 2408 W 4th St Grand Island ("Property Address"): which currently has ti� �s �f [sn+eetl [ciry�, Nebraska 68803 Tzipco�3e7 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions sha11 also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property. " BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for �ncumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) (0811) Page 3 of 15 I�itials: � m Form 3028 1 /01