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Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated . . . . . . . . . . . . . . . . . . . . . . . . J �-?�-?9.? Q. . . . . . . . . . . . . . . . . . . . . . . . . . . . . , together <br />with all Riders to this document. <br />(B) "Borrower" is SUSAIV,E.,HOLSTEN,.A,$INGLE PER$OIV .............................................................................................. <br />......................................................................................................................................................... . <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is B?NK OF DONIPHAN <br />................................................................................................................ . <br />Lender is a �4R?QRATIQN ........................................................................................... organized and existing under <br />the laws of .TH� STAT,� OF ���RASKA ........................................ . Lender's address is . P, 0, BOX 270, DONIPHAN, IUE, 68832 ,,,,,, <br />......................................................................................................................................................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is BANK OF DONIPHAN, P 270, DONIPHAN, NE,68832 <br />.............................................................................. . <br />(E) "Note" means the promissory note signed by Borrower and dated 12•2?-2010 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . The <br />Note states that Borrower owes Lender A.NE.H�INPRE4.SEV�NTY.TN.QUSAIUp FIV�.H�INOR�4.ANA NQ(19U .............................................. <br />. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Dollars (U. S. $ .1 00 . , . . . . . . . . , . , . , , , , , , , , ) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................O8�U.1:2011..................... <br />........................................................................................................................................................ . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable] : <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or autharize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Prceeeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a°federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Bankers Systems, Inc., St. Cloud, MN Form MD-1-NE 8/17/2000 <br />ref: 1/2001 (pnge 1 of 7 pnges) <br />Form 3028 1 /01 <br />IIIIIII IIIII IIII IIIIII IIII IIII IIII <br />J B 2 A 0 <br />