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<br /> T�b�'I'lll?R WITH ull lhc impmvcincnla r��w un c�rcaGcr crccted�Ni �hc pro�xny,nnd atl cusemem+,opputicnuncex, �= • • • ; �;"���°"•
<br /> and lixlurc�now �K hercwflc�u pAn i�f Ihc pn►perty. All replu�emcntR oml a�klili�ms*hull al�bc covcrcd hy Ihiv Sccu�ity �
<br /> In�lnimcnt. All nf Ihc f'�rcgoinA i�refertect to in Ihi�5ccurfty Innlnimca�aA�he"Propeny„ � . , . .
<br /> , ,, ., HORR[)Wt?R COVf;NANT411w1 Rnm�wer i,Iwwfully�cl�cd nf thc cKute hcrehy c�+nvcycd nnd hug Il�c right tn grunl
<br /> Q171I C�NIVly(IIO I�1�{�cny and thwt Ihc 1'ropeny ie uucncomhcrcd,cxccpt fnr cixumhruncc.r nf rccord. Hotmwcr wunonlA and s. . - --;-,.,..-,;;...
<br /> , ' will defend generAlly�he tltlo tu�hc I'n►pchy wg�innt all clafm�wnd dcm�ic.Knbjei:��o any cncumbrances��f'recurd. `.... . '
<br /> TNIS S�CURITY INSTRUM�NT cambineg unifarm cov�enantx for ru�iunnl uae ond ncxrunifomt covenAnta wlth � .�••-,;.:�;�„�;;-
<br /> limited voriw�ion� by Ju�i�dicUan�o ccrosNtulc p uniform�ccu�lly inctrumen�crne�inQ rc�l propeny. � � '�-•�"s�.;��d�"
<br /> UNII'ORM COVGNANTS. (iorrowct and L�ndcr covcnant ond ugrcc us fullaws: ' � '
<br /> ' 1. Payment uf Princtpd ond Inlererli Preppyment ond Lole Chargw. Hartower shull pmmpUy pay when duc the • � �;`":�'y��:��
<br /> prfncipal of ond Intcrcst on�he dchl evidenced by Ihe Nute und any prepuymenl und lute churgcs duc undcr�hc Nntc. `.
<br /> 2. hbnde Por'ILxe�ond In�uranca Subjecl to nppIicnMe law�r In a writ�en waiver hy Lender,Horrower shnll pny lo : _�1*;+�;�;�;...
<br /> Lender on�he duy munthly paymen�a arc duc under the Notc,until�hc Nwc le pnid in full,a xum 1"Funds"l li�r:lu)yeurly ' �•'`"�'�'"�"'
<br /> - ' ? loxes und acsesgments M+hich muy aunin pria�ity ovar thi�Secu�ily Inatn�mern as a lien on the Property:lhl yeurly Ieaxehold ��
<br /> � ayn�enta ur ground renle an the Properly, if uny; (c) yearly haznrd or pmperty insurnnce premfumx; (d1 yearly OooJ �?
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<br /> lnsurnnce prcmiurns, ff any; (e) yearly mortguge insurance prcmiums,If any; und (Q any sums puyable by Borrower to � .'. +
<br /> Lender,in accordanca whh�he prmialons of pnrng�aph R, in Ileu of the�nyment of mongage inxurnnce premiumx. 9'hexe i' .� �.�"'•.'�_�
<br /> items are called"E�crow liema.' Lender may,n�any time,collect und I�I d Funda in un nmaunt not lo exceed�he mnximum {�� f r��_;,_;�t.�..�,.-
<br /> umount n lender far a federnlly rcleted mongnge loan muy require for Horrawer�escrow uccoum under �he 1'ederul Rcul f ' ;:,•�;.�,•,:;5-
<br /> Estate Settlemem Procedures Act of 1974 as amended f�om time ta lime,l2 U.S.C.�2bt11 rr seq.("RESPA"),unlexs unaher ( o:�;�;;;,i
<br /> law that Applies to Ihe Funda set4 a lesser amaunt. If'so.Lender may,ut any timc,callect nnd hold Fund�In m�umounl not to ' ' y:;`�;�.
<br /> • i excced 1he Iesser umouM. Lender mny estimate �he umount of Funda due on �he bnsis of current dalu nnd reuxonable � _
<br /> + esdmates of expendilutesof future Escrow hems ar othenwfse In accardunce wGh upplicuhle low. � �• -
<br /> � The Funds shall be held in an inslitulion whosc depoalls ure insured by a federul agency, Incwmen��lity, ar enti�y � : ,,;,���� ,-t__� -
<br /> i (includin g�ender.it Lender is such an institution)or in on y Fedcrul Hc�mc l.�un Bunk. l.cndrr sh:dl a p pl y thc Fundx In p�ry y ;,_�.-,
<br /> � the E.�crow Items. Leuder may not churge Bartower for holding and applying Ihe Fu�ls,nnnuully unalyzin�e Ihe escrnw ;,': "�•-
<br /> nccount, or verifying the Fsc�aw Items, unless l.ender puys Bnrr�wer interev� on �he �u�xls:md s�pplicahle I�iw permiix • �"'�;`'r..
<br /> -. •. ; � Lende�to make such a chArge. However,Lender may rcyuim Barrawer u�pay a one-�ime charge fn�un iixlependent rc�d ` '����i�::,`�—
<br /> . � •�'• .�.• � estote tux reponing cervice used by Lender in connecliun with Ihir I�w�n,unles.v upplicuble I�iw providrs u�herwi.r•e. Unlesx nn ;,. : :. '�'r.ti,,;;,,,^���
<br /> • agteement is made nr applicuble luw•rcquires imerest la lx puW,l.endcr shull�x�l ix rcquircd to puy Hormwet any intcresl ur t��'�a.L�__=—__ --
<br /> : � r�,j�{�'
<br /> earnings on the Funds. porrower and Lender mav ugrcc in wridng,huwcver,Uun intcrexl shall bc puid on Ihc Funds. Lcnder j:i r� ?}�?f_,,,�
<br /> shall ive ta BaROwer, wi�hout chnr e,nn annual uccoumin of Ihe Funds, Khnwin creJi�s nnJ debils tn�he Fund�und Ihe `� "''•�;�"•'-�
<br /> � R B R ,•;�._..,.:-�.-�--,_.,
<br /> u ce for which each debit to 1he Fuads was made. The Funds ure led ed as additionul recurit for all sums xecured b +�°�'�' ��
<br /> p �• P B Y Y •:;i'�?iic%'';iiC
<br /> this Security Insirument. • �;
<br /> Ii�he Funds held by L.ender exceed �he amaunts permiited to he held by applicuble Inw, I.enckr shall nccaunt to } �;��.���''�� `
<br /> � 8onower for the eacess Funds in acrnrdunce with Ihe reyuiremen�s of'applicahle law. If�he am��unt of Ihe F�mciv held by � -�`:�
<br /> � Lcnder at any�ime is not suiikient to pay�he�.�crow f�ems when duc,i.ender may xo notiiy Bormwer in writing,and, in - -�'��
<br /> �,;,, . such cuse Botrower shull pay �o Lender Ihe umaum necessary �a mAke up the deficlency. Borrower.vhal! make up Ihe � �• ���•���:;�=�!""'�`
<br /> - • � '' deficiency in no morc ihan twelve manthly puymenta,ut Lendert sole discretian. ' ' �'? ��'�
<br /> I;�.•.`;'•s••��� Upon pnymenl in full of all sums secured by thir Securiry Instrurnem. Lender xhall prnmptly rcl'und t��Borcowcr mey ; �-.�..1°=`
<br /> _ • Funds held by Lender. If,under paragruph 21,Lendcr shall ocyuire or+cll thc Propeny.Lendcr,priur lo Ihc ucyuizition�►r �
<br /> �sale of the Property, shall apply nny Funds held by Lender at the time of ucquisilfon or snle ns u crcdit ngainst the sumx ! •. �°
<br /> � Recured by this Security Inetrument. � ���. . ,
<br /> ) 3. Applkaibn oi Paymenls. Unless npplicnble luw proviJex othcrwfsc, all puymcnts rcccived hy l.endcr unJer :
<br /> parogrnphs I nnd 2 xhall be upplied:first,to nny prepayment charges due undcr thc Na�c;scaind,to umounts pnyuble under .�"<;i
<br /> • i pu�graph 2;third,to interesl due;fourlh,to principal due;und lasl,to nny lute charges duc undcr�hc No1e, � �;�--;;
<br /> I 4. Charge.c:I.lem. Bormwe�shull puy ull uixes, n«cssnxntQ,cht�rgcs, Cincs und im��siliun.ultrihuWblr 1�� Ilic '
<br /> � Propeny which may att�in pr�ority over tbis Security Imtrument,and leaceh�.ld pnyments or ground rents,if any. 8orrrnver
<br /> shall pay these obligalbns in the mnnner provided in porograph 2,�r if nnl pnW in thal mnnner,Bormwcr ehall pny Ihem nn ,�,�,`,:.
<br /> lime dircctly to�he person owed payment. Borrower shall promptly fumfxh to Lendcr all notice�of nmounls to be pnid under �� ��,�-,�;,
<br /> �his pnragrnph. If Bomower mokes these payments directly. Borrower shall promptly fumish to Lender rcceipts evidencing .r y'-
<br /> - the payments. :�•.,:�;..
<br /> Borrower shnll promptly discharge any lien which hns priurity over�his Security InYtrument unless Burcower:(n►ugrees �, ' r,,..:.• :
<br /> � in writing to the payment of the abligation secured by Ihe lien in u mnnner ncceptnble to Lender,(b)contests in goad fuith Ihe � '
<br /> � lien by,or defends�galnst enforcemenl of Ihe Uen in,(egal proceedings which in the Lendert opinion operu�c lo prevent the
<br /> enforcement of the lien; or(c)secures from the holder of Ihe Nen an ngreemenl sallsfactory lo Lender subordinuting the lien
<br /> i to this Security Inswmem. If Lender determines thnt uny pan of�he Propeny is subject to n lien which muy attnin priority
<br /> over this Security Instrument,Lender may give Borrower n notice identifying the lien. Borrower shall satiafy Ihe lien or tuke
<br /> one ar murc of the actions set forth above wi�hin 10 days of the giving of notice.
<br /> _ S. Nazard or Property Insurance. BoROwer shull keep the improvements riow existing on c�renftcr erccted on�hc
<br /> - Propeny insured ng�inst loss by fire,hazards included within the term"extended coverage"and any other hazardx,including
<br /> , . floads or flooding,for which l.ender requires insurance. Thfs insurance shall be meintained in the amounls and for the
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