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20110070G <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br />�//�� � C�''"" �i.J—yG'°(,�� (Seal) <br />Mi chael W McCoy -Borrower <br />��� (Seal) <br />n e M McCoy -Borrower <br />_ (Seal) <br />-Borrow er <br />_ (Seal) <br />-Borrow er <br />_ (Seal} <br />-Borrow er <br />� (Seal) <br />-Borrow er <br />_ (Seal) <br />-Borrow er <br />_ (Seal) <br />-Borrow er <br />231051 <br />MULTISTATE ADJUSTABLE RATE RIDER - ARM 5-2 Fannie Mae 4-2/5-2/6-2 ARM <br />Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3111 1/01 <br />VMP � VMP822R (0804) <br />Wolters Kluwer Financial Services Initials: 4 of 4 <br />