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� , <br />� <br />� <br />N � <br />0 - <br />�� <br />� � <br />� � <br />0 <br />0 <br />rn � <br />� - <br />� <br />� <br />� <br />� <br />Ti <br />v <br />a <br />� <br />a <br />� <br />R1 <br />--i <br />1 '"�'� <br />f`i'1 <br />�Ii <br />f"�'1 <br />�O <br />C <br />n <br />� <br />� <br />� <br />� <br />� � N <br />7e � <br />� t�/s <br />A � <br />� <br />� <br />t <br />_ <br />� n <br />`� e3 v� r <br />. . o --� I'- <br />� z D � <br />� � m <br />c� ' <br />� •o � <br />� � <br />_ �n <br />3 n ao <br />r � <br />r � <br />F--� <br />�*�3 � <br />� ...,� <br />� c�, <br />Gr� <br />� <br />rn <br />� <br />� <br />*-i <br />I�'1 <br />�7 <br />0 <br />-�„ <br />a <br />m <br />m <br />v <br />� <br />[Space Above This Line For Recording Data] <br />Loan No: 101236153 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 20, 2011 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Heather Cline Ford and Brian M. Ford, Wife and Husband <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska . <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 , <br />(E) "Note"means the promissory note signed by Borrower and dated January 20, 2011 . <br />The Note states that Borrower owes Lender <br />One Hundred Thirly Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 130,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in fuil not later than February 1, 2031 . <br />m <br />o � <br />� � <br />v <br />O <br />� � <br />f-. z <br />o � <br />O �C <br />� m <br />ca � <br />F� O <br />�6 <br />� �, <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT � <br />Form 3028 1/01 /� <br />Laser Forms Inc. (S00) 446-3555 <br />LFI#FNMA3028 4/02 Page1 of13 Initials: � <br />