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<br />(C) "Lender" is Nationwide Advantage Mortgage Company
<br />Lender is a Mortgage Company
<br />organized and existing under the laws of State of Iowa
<br />Lender's address is 1100 Locust St. , Dept. 2009, Des Moines, IA 50391 -2009
<br />(D) "Trustee" is Fidelity National Title Insurance Company,
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.D. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated January 14, 2011
<br />The Note states that Borrower owes Lender Eighty Four Thousand Five Hundred And
<br />Zero/ 100 Dollars
<br />(U.S. $ 84,500. 00 ] plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than February 01, 202 6
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property,"
<br />(H) 'loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable] :
<br />F-1 Adjustable Rate Rider El Condominium Rider F-1 Second Home Rider
<br />EJ Balloon Rider El Planned Unit Development Rider ❑ 1-4 Family Rider
<br />EJ VA Rider ❑ Biweekly Payment Rider E:1 Other(s) [specify]
<br />V) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non - appealable judicial opinions.
<br />(K) 'Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />[L) "Electronic Funds Transfer's means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, paint -of -sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property_
<br />(0) 'Mortgage Insurance's means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />3524694 3524694
<br />NEBAkSKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH RS.
<br />-6A(NE) (0810) Page 2 of 15 Initials: �� Form 3028 1101
<br />603005 3524694
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