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- b � c� � <br />•� � � � <br />- <br />�� �. � �' -�, <br />� � <br />�� <br />0� ���Q <br />�� �� � � <br />� � <br />0 _- ��, �- <br />T � � � <br />VJ � � <br />a d �� <br />� � � <br />� � <br />� � �� <br />- <br />� <br />z <br />> <br />� <br />�fter Recording Return To: <br />HERITAGE BANK <br />800 WEST 3RD <br />HASTINGS, NEBRASKA 68901 <br />Loan Number: 220636 <br />DEFINITIONS <br />� <br />� <br />� <br />A Z <br />A � N <br />� '�_' <br />�� <br />d <br />P�1 = <br />� <br />C <br />p <br />(Space Above This Line For Recording Data] <br />DEED OF TRUST <br />� <br />� <br />� �� <br />o -.r <br />c n <br />� z --i <br />z --t �, <br />'� o <br />� � O �1 <br />� �z <br />= m <br />3 n ao <br />r � <br />r` n <br />� � <br />x <br />ti �.� <br />c,�3 �., <br />u� <br />� <br />� <br />O <br />m <br />� <br />m <br />�7 <br />;-�, <br />'rn <br />m <br />v <br />� <br />Words used in multiple sections of this document are defined betow and other words are de�ned in Sections 3, 1 l, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 7� 2 011 , together <br />with all Riders to this document. <br />(B) "Borrower" is BRENT S R.AINFORTH AND SUZANNE RAINFORTH HUSBAND AND <br />WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender"is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA • <br />Lender's address is 800 WEST 3RD, HASTINGS, NEBR.ASKA 68901 <br />Lender is the beneficiary under this Securiry Instrument. <br />(D) "Trustee" is WEST GATE BANK <br />6003 OLD CHENEY ROAD, LINCOLN, NEBRASKA 68516 . <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY 7, 2 011 • <br />The Note states that Borrower owes Lender ONE HUNDRED FORTY-S IX THOUSAND FIVE <br />HUNDRED AND 0 0/ 10 0 Dollars (U. S. $ 14 6, 5 0 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than FEBRUARY 1, 2 0 2 6 . <br />(F� "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I-n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: � <br />❑ Adjustable Rate Rider <br />❑ Balloon Rider <br />❑ 1-4 Family Rider <br />❑ Condominium Rider <br />❑ Planned Unit Development Rider <br />❑ Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(,n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br />/ <br />BANKLRS TlTI E AGENCY <br />Ne3028.dot.�anl 12 2 7 G O L D F N G�i E D R I V E <br />PAPILLION, NE 68046 <br />DOCMaIJIC �OOf�, 800-649-1362 <br />www. docmagk. com <br />0 <br />r'V <br />0 <br />r� <br />F-+ <br />� <br />O <br />m <br />s <br />0 <br />� <br />� <br />v <br />� <br />Z <br />-�-1 <br />7�7 <br />C <br />m <br />� <br />Z <br />O <br />�v <br />S.5 <br />ll -' d�`l <br />