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201100633 TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument ar2d the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall � [fype of Recording Jurisdiction) [Name of Recording Jurisdiction] The South Half (S1l2) of Lot One Hundred Eighty-one (181) artd all of Lot One Hundred Eighty-two (182), Belmont Addition, City of Grand Island, Hall County, Nebraska. which currently has the address of Grand Island [��tYl 404 Waldo Ave [Street) , Nebraska 68803 [Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT Form 3028 1101 Laser Forms Inc. (800) 4463555 LFI#FNMA3028 4IO2 Page3 of 13 Initials. ' � 6�