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201100580 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Securiry Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that aze imposed in regazd to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that pariy has assumed Borrower's obligations under the Note and/or this S�urity Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instnunent secures to Lender: (i} the repayment of the Loan, and all renewals, extensicros and modifications of the Note; and (ii) the performance of Borrower's covenants and agrcements under this Security Instrument and the Note. For this purpose, Borrower irrevocaUly grants and canveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording Jurisdicrion] [Name of Recording Jurisdiction] Lot Eighteen (18), Western Heights Subdivision, Hall County, Nebraska. Parcel ID Number: 400165422 4345 Lariat Ln Grand Island ("Property Address"): which currently has tlae add�s uf [�l �ciry�, Nebraska 688!03 �cor�e� TOGETHER WITH all the improvements now or hereafter erected on the property, anci all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property. " BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-s(NE) (0811) Page 3 of 15 lnitials: � / Form 3028 7 /01 • t � ' Y { � �