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�0�1����� <br />acceleration has occuned, reinstate as provided in Section 19, by causing the action or proceeding to be <br />dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material <br />impairment of Lender's interest in the Property or rights under this Security Instnunent. The proceeds of <br />any awazd or claim for damages that aze attributable to the impairment of Lender's interest in the Property <br />aze hereby assigned and shall be paid to Lender. <br />All Miscellaneous Proceeds that aze not applied to restoration or repair of the Property shall be <br />applied in the order provided for in Section 2. <br />12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for <br />payment or modification of amortization of the sums secured by this 5ecurity Instrument granted by I.ender <br />to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower <br />or any Successors in Interest of Bonower. Lender shall not be required to commence proceedings against <br />any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify <br />amortizarion of the sums secured by this Security Instrument by reason of any demand made by the original <br />Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or <br />remedy including, without limitation, Lender's acceptance of payments from tlurd persons, entities or <br />Successors in Interest of Bonower or in amounts less than the amount then due, shall not be a waiver of or <br />preclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants <br />and agrees that Bonower's obligations and liability shall be joint and several. However, any Bonower who <br />co-signs this Security Instrument but does not execute the Note (a "co-signer"): (a) is co-signing this <br />Security Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the <br />terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security <br />Instrument; and (c) agrees that I,ender and any other Bonower can agree to extend, modify, forbeaz or <br />make any accommodations with regard to the terms of this Security Instrument or the Note without the <br />co-signer. s consent. <br />Sub�ect to the provisions of Section 18, any Successor in Interest of Bonower who assumes <br />Bonower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain <br />all of Bonower's rights and benefits under this Security Instrument. Bonower shall not be released from <br />Bonower's obligarions and liability under this Security Instrument unless Lender agrees to such release in <br />writing. The covenants and agreements of this Security Instrument shall bind (except as provided in <br />Secrion 20) and benefit the successors and assigns of Lender. <br />14. Loan Charges. Lender may chazge Borrower fees for services performed in connection with <br />Bonower's default, for the purpose of protecting Lender's interest in the Property and rights under this <br />Security Instrument, including, but not limited to, attomeys' fees, property inspection and valuation fees. <br />In regard to any other fees, the absence of express authority in this Security Instrument to chazge a specific <br />fee to Bonower shall not be construed as a prohibition on the chazging of such fee. Lender may not chazge <br />fees that aze expressly prohibited by tlus 5ecurity Instrument or by Applicable Law. <br />If the Loan is subject to a law which sets maximum loan chazges, and that law is finally interpreted so <br />that the interest or other loan chazges collected or to be collected in connection with the Loan exceed the <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />charge to the permitted limit; and (b) any sums already collected from Bonower which exceeded permitted <br />limits will be refunded to Bonower. Lender may choose to make this refund by reducing the principal <br />owed under the Note or by making a direct payment to Bonower. If a refund reduces principal, the <br />reduction will be treated as a partial prepayment without any prepayment chazge (whether or not a <br />prepayment chazge is provided for under the Note). Bonower's acceptance of any such refund made by <br />direct payment to Borrower will consritute a waiver of any right of acrion Bonower might have arising out <br />of such overcharge. <br />15. Notices. All notices given by Bonower or Lender in connecrion with this Security Instrument <br />must be in writing. Any notice to Bonower in connection with this Security Instrument sha11 be deemed to <br />have been given to Bonower when mailed by first class mail or when actually delivered to Bonower's <br />notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers <br />unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address <br />unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly <br />norify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's <br />change of address, then Bortower shall only report a change of address through that specified procedure. <br />NEBRA�KA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />�-61NE) 1oa� �1 Page 70 of 15 inetais: Form 3028 1/01 <br />� <br />