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. � <br />��. <br />N � <br />0 �� <br />� �� <br />A <br />Cn <br />a �� <br />� = <br />�� <br />�� <br />�� <br />�� <br />.�fter Recording �cturn_Tn: <br />HERITAGE BANK <br />13 3 3 N WEBB ROAD PP� �j��CJ��� � <br />GRAND ISLAND, NEBR.ASKA 68803 <br />Loan Number: 00-1439 <br />MIN: 100021268502735117 <br />DEFINITIONS <br />� <br />��N <br />� � <br />� �2 <br />� � <br />� �. <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />� <br />� <br />� <br />C._ <br />� <br />� a <br />f'�9 <br />f--� <br />� <br />3 <br />f---1 <br />O <br />t`�� <br />l--� <br />c� tn <br />o —� <br />C D <br />Z --1 <br />� m <br />'� o <br />o� <br />T ' z <br />= m <br />� m <br />r �o <br />r� <br />� <br />� <br />D <br />�� <br />� <br />� <br />a <br />� <br />� <br />� <br />C� <br />� <br />P7 <br />� <br />� <br />� <br />� <br />t�'1 <br />v, <br />� <br />O <br />N <br />O <br />F--� <br />�--� <br />0 <br />0 <br />t1'i <br />O <br />a� <br />v <br />� <br />C� <br />� <br />� <br />Z <br />� <br />��, ,�� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 2 4, 2 O 10 , together <br />with all Riders to this document. <br />(B) "Borrower" is WAYNE A WIENS AND CAMILLE M WIENS, HUSBAND AND WIFE <br />AS JOINT TENANTS AND NOT AS TENNANTS IN COMMON <br />Borrower is the trustor under this 5ecurity Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBR.ASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 13 3 3 N WEBB ROAD , GR.AND <br />(D) "Trustee" is US BANK NA <br />ISLAND, NEBR.ASKA 68803 <br />organized <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepazate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delawaze, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Bonower and dated DECEMBER 2 4, 2 O 10 . <br />The Note states that Borrower owes Lender ONE HUNDRED FORTY-TWO THOUSAND AND <br />0 0/ 10 0 Dollars (U. S. $ 14 2, 0 0 0. 0 0 ) plus interest. <br />Bonower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than <br />JANUARY 1, 2026 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Progerty." <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biw�kly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS DocMagic � aoo-sas-�ssa <br />Form 3028 1(01 Page 1 of 11 www.docmagic.com <br />\ ��� <br />V <br />Ne3028.mad.unl <br />