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�uiloo4�3 I3orrower shall ptompt.ly discharge any lien which has priority ovcr tl�is 5ecurit.y Inst.tument unlesti I3orrower� (a) agree� in writ.ing to the payment of the ohligatron secured by the lien in u manner acceptablc to Lcnder, hut only so long as $orrower is performing such a�rccrnent; (h) cnntests the lien in good faikh by, or clePends against enfi�rcement of tlae licn in, Icgal prnceedings which i�� Lendcr's opinion operate to Ctevenl. 1.he enforccment of thc licn while those �,raceeding� are pending, hut nnly until such proceedings ate conclti�ded; nr (c) secures from the holder oF the lien an ugreement satisfuctory t�� Lender subordinating t.he lien to this Security Intitn�tzient. If Lender determines that any puri of the Properiy is subject to a lien which can attaitt rriority nver this Security Inslnunent, Lender inay give Borrower a noiice identifyit�g thc lien_ Within 10 days of the date on which thut notice is given, $orrower shall sutisfy the lien pr take o.zac or inore of thc actir�n� set fi�tth above in this Section 4. Ler�der may requite Borro�ver to pay a one-time charge for a real cstatc tax verilication andk>r repnzting service used by Lender in conncction with thiti Loan_ 5- Property Insurance. Bnrrowcr shall kccp tk►e improvements now exiating on c�rcaiter erected on the Ptoperly insurcd against loGS hy fire, hazards includec] within the tenn "Gxtended covcrage," and any othet ha�ards including, but not limited to, earthquake� and fl��ods, for which Len�ler require� insurance. ThiS in�urance shal] he maintairaed in the amaunt5 (including deductible level�) an�l tnr the periods that Lendet requires. What Lender requireti pursuant ta the pteceding sentencea can chan�e during the tenn oF the Loan. The insurance carrier providing the insurance �hall be chosen hy Borrawer subject to Lender's right tn disupprove Borrower's choice, which right shall n��t be exeruieed unreasonably_ Lcnder may requite $orrower to pay, in conncction with this Lnan, either: (a) a �ne-time char�c for flood zone determination, certification and trackin� serviceti; or (b) a one-iime chatge fi�r flaod zonc dctcnnination and certirculion services and subscquetat eharges cach time remappings or similar changes occur which reasonubly inight affect such det�rminati�>n rir cettiliculion. Bottowet tihall al�� he retirontiible for the paymenl of any fces impnsed hy the Federul Emergency Managemenl llgency in canta�ction with the review o£ any flood zonc dctcrminatian re�uliing I'tom an objection by $orrowet. If Borrower fails to maintain any of the coverages described above, Lendet nnay obtain in�urance coverage, ai Lender's option and I3�rrowcr's cx�cntie. Lender is 1Kn�ler na i�hligation to purchase any particular lype or amount of covcragc_ 7'h�rcforc, tiuch coverage shall cover Lender, but might or might not protect Bprrower, Bortowet's eyuity in the Prop�rty, or the contcntti of the Property, against any tisk, hazard nr liability and might provide grcater or lesscr covcrage than was previously in cffect. Borrower acknowledgea that the cost of the insixrance coveragc so nhtained rt�ight �ignificantly exceed the co5l of intiurance ihat Borrower could havc obtaincd. Any amountti disbursed hy Lender under this Section 5 shall became additional debt oF Borrowcr sccured by this Security InStnunent. These arnoitntG shall bcar interest at the Naie rate from the date of di�burticmcnt and tihall be payahle, wiih such interest, upon notice from Lender ta Borrower reqLiesting pay�nent. All insurance policies required by Lender and renewal� of such policies �hall he subject to Lender's right to disapprove such policics, shall incluae a titan�lard m[�tigage clautie, and nhall name Lcndcr as mortgagee and/or as an additional loss paycc_ Lcndcr shall I�avc the right to h��ld thc policies and renewal certiticate�. II� Lender requires, I3orrower shall prornptly give ti� Lender all receiptti of paid premiums and renewal notices. IF $orrower obtains any forni nf itttiurance coverage, nat othenviae requircd by Lcnder, far dainage lo, or destruction of, thc Property, suc}► rplicy shall inclrxcie a standard mortgage clause and shall name Lender as inortgagce and/or as an aclditional los� payee. In the event of loss, i3orrower shall giVe prompl notice to the in5urance curtier anc� Lender. Lendcr may makc prno�� i�f los� if not made proinptly by Borrower. Unless Lender and Borrower olherwise agree in writing, any it�surancc praceed5, whelher or not the timderlying insL�rance was required by Lender, shall bc a�plicd to rentoration vt repair of the Property, if thc restoration ��r repair is economically feasible and Lender's securily is nol lessened_ Thxring such repair anci restoration period, Lender sliall have thc right to holci tiuch insurance proceeds until Len�ler has had an oppnrtunity ta intipect �uch Property to ensurc the NEBi2A5KA- Single Family - FannieMae/Freddie Mac UNIF�RM INSTRUMENT �-6(NE) (081 �) Page 6 of 15 Initials: 1� Fo�m 3028 1/D1 C> ��.�.