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201100492 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) a�ny amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Frocedures Act (12 U.S.C. Section 2b�1 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from tirne to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard ta a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under R�SPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the NoCe and/or this Security Instrument. TRANSFER �F RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayrnent of the T_.aan, and all renewals, extensians and modi�cations of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property Incated in the County of Hall . [Type of Recording 7urisdiction] [Name of Recording Jurisdiction] The Westerly Twenty (2�) feet of Lot 5even (7) and all of Lot Six (6), in Block One Hundred (100), Railroad Addition �o the City of Grand Island, Hall County, Nebraska. ParcellD Number: 40p080796 516 W Koenig St Grand Island ("Property Address"): which currenCly has the address of [Street] [c�ry�, Nebraska 68801 [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property zs unencumbered, except for encumbrances of record. Borrower warrants and will defend gsnerally the title to the Property against all claims and demands, subject ta any encumbrances of record. NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFpRM INSTRUMENT �-6�NE) �ost t 1 Page 3 of 15 Initials: � • j � �� C�' Form 3028 1/