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2�11004�8 (0) "Periodic 1'ayment" means the regularly scheduled arnount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirernents and restrictians that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's abligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Tnstrurnent secures to Lender: (i) the repayrnent of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] Lot One (1). ,leffrey Oaks Sixth Subdivision, in the City of Grand Island, Hall County, Nebraska Parcel ID Number: 40D3$2830 4146 Hartford 5t Grand Island ("Property Address"): which currently has the address of [SrecctJ [ciry], Nebraska 68$03 �z�n Code� TOGETHER WITH a11 the improvements now or hereafter erected on the property, and all easernents, appurtenances, and �xtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property. " BORROWER COVENANTS Chat Borrow�r is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Froperty and that the Praperty is unencumbered, except for encumbrances of recard. Borrower warrants and will defend generally the title to the 1'roperty against all claims and demands, subject to any encumbrances of record. NEeRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMEN7 �-B�NE) 1os t t 1 Page 3 of 15 i�h�ais: .��• , Form 302$ 1/01 �