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�oiioo4�� (0) "Periodic Payment" means the regularly scheduled amouant due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instruanent. (P) "R�:SPA" means the Real Estate Settlement Procedures Act (12 U.S.C. S�tion 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security inst:rument, "RESPA" refers to a11 requirements and restrictions that are imposed in regard to a"federally related martgage loan" even if the Laan does not qualify as a"federally related znortgage loan" under RESPA. (Q) "Successor in Ir►terest of Borrower" means any party that has taken title to the Property, v�+hether or not that party has assumed Borrower's obligations under the Note and/ar this Security Instrument. TRANSFER O�' RIGHTS IN THE PROPERTY This Security Instnunent secures to Lender: (i) the repayrnent of the I..oan, and all renewals, extensions and xnodi�catians of the Note; and (ii) the perfonnance of Borrower's covenants and agrcements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and r.onveys to Trustee, in trust, with power of sale, the following described property located in tl�e County of Hall . [Type of Recording Jurisdiction) [Name of Recording Iurisdicuon] Lot Twenty-Eight (28), Castle Estates Subdivision in the City of Grand Island, Hall County, Nebraska. Parcel ID Nwr�ber: 4 0 0 2 0 2 4$ 4 4075 Palace Dr Grand Island ("Property Address"): which currently has the acl�di�ess of i�] LGry], Nebraska 68803 ��] T�GETHER WITH all the improvements now or hereafter ere�ted on the property, and all easements, appurtenances, and �xtures now or her�after a part of the property. All replacernents and additions shall also be cavered by this Security Instrument. All of the faregoing is referred to in this Se�urity Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Barrower warrants and will defend generally the title to the Property against all clairns and demands, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUM�N7 �-�(NE) 10811) Page 3 of 15 Initialsi � �"� Z�----.. Form 3028 � ro �