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�oiioo4si (0) "Periodic Payment" means the regularly scheduled anaount due far (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrurnent. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.�'.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that govems the sarne subject matter. As used in this Security Instrument, "RESPA" refers to all reyuirements and restrictions that are imposed in regard to a"fedexally related mortgage loan" even if the L.oan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Sorrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instnunent secures to Lender: (i) the repayment of the Loan, and all renewals, extensions aand rnodifications of the Note; and (ii) the performance of Bonower's covenants and agree�nents �.uad�r this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and �conveys to Trustee, in trust, with power of sale, the following described property located in the County of �Type of Recording 7urisdiction] Lot Sixteen (16), in Country Meadows Grand Island. Hall County, Nebraska. Parcel ID Number: 400414929 329 Redwood Rd Grand Island ("Property Address"): Hall [Name of Recording Jurisdiction] Second Subdivision, in the City of which currently has the addr�ss of [�l [c�ry], Nebraska 68803 [��] TOG�TH�R WITH a11 the improvezxaents naw ar hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Froperty." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby canveyed and has the right to grant and convey the Property and that the Prope�ty is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Praperty against all claims and demands, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Maa/Freddie Mac UNIFORM INSTRUMENT �-61NE) lost �I Page 3 of 15 Initials: � ��W Porm 3028 1/01 \.