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�olioo4so 9. Protection of Lender's Interest In the Property and Rights Under this Security Instrument. If (a) Barrawer fails to perfarm the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/ar rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may aCtain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or apprapriate to protsct L.ender's interest in the Property and rights under this 5ecurity Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not lirnited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Praperty and/ar rights under this Security Instrument, including its secured position in a bankruptcy proceeding. 5ecuring the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or boa�rd up doors and windows, drain water from pipes, elirninate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender rnay take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actians authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrumsnt. Thase amounts shall bear interest at the Note rate from the date of disbursement and sha11 be payable, with such interest, upon noCice from Lender ta Borrower requesting payment. . If thts Security Instrument is on a leasehold, Borrower shall comply with all the provisions af the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless I.ender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Martgage Insurance as a candition of rnaking the Loan, Borrawer sha11 pay the premiums required to nnaintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower sha11 pay the premiums required ta obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and I,ender shall not be required ta pay $orrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and I.ender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accardance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nathing in this Section 10 affecta Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the L,oan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from tirr►e to time, and may enter into agreements with other parties that share or modify their risk, or reduce lasses. These agreernents aze an terms and conditions that are satisfactory ta the mortgage insurer and the other party (or parties) to these agreements. These agreemenCs xx►ay require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained fram Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-B(NE) losttl PageBof 15 in�c�eis: � Form 3028 9/U1 � _�