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201100479 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements cantained in this Security Instrwxient, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this S�curity Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a liez� which may attain priority aver this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can includ�, but are not limited to: (a) paying any sums secured by a lien which has p�iority over this Security Instruznent; (b) appearing in caurt; and (c) paying reasonable attameys' fees to pmtect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankn�ptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations ar dangerous canditions, and have utilities turned on or off. Although Lender may take action r.tnder this Section 9, Lendex does not have to do so and is not under any duty or obligation to do so. It is agre�d that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of $orrower secured by this Security Instrurnent. These amounts shall bear interest at the Nate rate fmm the date of disbursement and shall be payable, with such interest, upon notice from Lender to Barrowex' t'equesting payment. If this Secwrity Insttwment is on a leasehold, Borrower shall camply with all the provisions of the lease. If Borrower acquires f� title to the Property, Che leasehold arxd the fe� title shall not merge unless L.ender agrees to the merger in writing. I0. Mortgage I�urance. if Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the prerniums requirad to maintain the Mortgage Insurance in effect. If, for any reason, the Ivlortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previousIy pmvidai such insurance and $orrower was required to make separately designat� payments toward the premiums for Mortgage Insurance, Barrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to �orrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer seIected by Lender. If suhstantially equivalent Mortgage Insurance coverage is nat available, Borrower shall continue to pay to L.ender the amount of the separately designated payrnents that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refunda.ble Tass reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Y.ender shall not be required to pay Barrower any interest or eamings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by i.ender again becomes available, is obtained, and Lender requires separately designated payments toward the premiwms for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to malce separately designaCed payments toward the premiums for Martgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreernent between Borrower and Lender providing for such termination or until ternunation is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provzded in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the L.oan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluata their total risk on all such insurance in force from time to tirne, and may enter into agreements with otk►er parties that share or modify their risk, or reduce losses. These agreements are on terms az�d conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to rnake payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance prerniums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE) loat t) Page 8 of 15 i��t�ais: � Form 3028 1l07 � , , ; .'