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20110047G 9. �rotection of Lender's Interest in the 1'roperty and Rights Under this Security Instrumcnt. If (�) Borrower fails t.o perform the covenants and agreements contaii�ed in this Security Instrument, (b) there is a legal proceeding that might signi�cantly affect Lender's interest in tl�e Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for conden�zaatinn or fbrfciture, for enforcement of a lien which may attain priority over tl�is Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then I,ei�der may do and ��ay for whatever is reasonable or appropriate to protect I,ender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's accions can include, but are not lizl�ited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in c��urt; and (c) paying reasonable attorneys' fees to protect its i��terest in the Pr�perty and/or rights under tl�is Security Instrument 1I1C1U(IIIl�' its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilicies turned on or c�ff. Although Lender may take action under this Section 9, Lender docs not have to do so �.►nd is not under any duty or obligation to do so. It is agreed that Lender ii�curs no liability for not taking any or all. actions authorized under tl�is Section 9. Any amounts disbursed by Lender under this SecCion 9 shall become additional debl c�f Borrower secured by this Security Instrument. Thesc amounts shall be�:�r interest at the Notc rate froc�i tl�e dt.ite of disbursement and shall be payable, with such interest, upon notice fro�� Lender to Borrower requesting payment. It th�s Security lnstrument is on a leasehold, Borrower shall comply wilh all thc provisions of the lease. If Borrower acquires fee title to the Properry, thc Icaschold and the fee title shall not mcrgc unless Lcnder agrecs to the merger in writing. 10. Niortgage Insurance. If Lcndcr required Mortgage Insurance as a condition of making tl�e C.oan, Borrower shall pay the premiums required to maintain the Mortgage Insura��ce in effect. If, for any reason, thc Mortgage Insurance coverage required by Lender ceases to bc availatile from the mortgagc insurer that previously provided such insurance and $orrower was required to rtiake separately designated payrricnts toward the premiums Por Mortgage Insurance, Boa�rower shall pay the premiums required to obcain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent tc> the cost to Borrower of the Mortgage l�lsurance previously in effect, fro�n an alten�ate mortgage insurer selected by Lender. If suhsta��tially equivalent Morlgage Insurance coverage is not available, Borrower shall continue to pay to Lender the aniount of the sepacately designatcd payments that were due when the insurance coverage ceaseci to be in effect. Lender will accept, use and retain thesc payments as a non-refundable loss reserve in lieu of Mort�age Insurance. Such loss reserve shall be non-refundable, notwithstanding ihe f'act that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any i�nterest or earnings on such loss reserve. I.,ender can no longcr rcquirc loss reserve payments if Mortgage Insurance coverage (in the ainount and for the period that. Lencier requ►res) provided hy an insurer selected by Lender again becomes available, is obtained, and L.ender requires separately designated paymenfs toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition �>f making ihe Loan and Borrower was required to make scparately designated payments toward the premiums for Mortgage Insurance, Borrower shall p�xy the prerniums rcquired to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's reyuire�nent (or Mortgage [nsurance ends in accordance with �.u�y written agrecment between Borrower and l.e�lder providi►ag for s�.�ch termination or until termination is required by Ap�7licahle Law. Nothing in this Section 10 affects Borrower's obligation to pay ia�terest at the ratc provided in the Nc>te. Mortgagc lnsurance reimburses Le�ader (or any entity that purchases tl�e Note) for certain losses it may incur if Borrower docs not repay the Loan as agreed. Borrowcr is not a party to the Mortgage l.nsurance. Mortgage insurez's evaluate their total risk on all such insur�ia�ce in force frorn time to time, and may enter into agreements with ottier parties that share or modify their risk, or reduce losses. Thcsc agrcements are on terms and conditions that are satisfactory la lhe mortgagc insurer and the other party (or parties) to lhese agreements. These agrecments may require tlie mortgage ia�surer to rr�akc payments using any source of funds that the inortgage iz�surer may have availahle (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE) �ost �1 Pa�e 8 of 15 i��r��is: Form 302$ 1JQ1 O � f �" .