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<br />(C) "Lender" is CitiMnxtgage, Inc.
<br />Lender is a Corporation
<br />organized and existing under the laws of New York .
<br />Lender's address is 1000 Technalogy Ihive, O' Fallan, MO 63368-2240
<br />(D) "Trustee" is First American Title Campany
<br />(E) "M�RS" is Mortgage Electronic Re�istratiora 5ystems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee fdr Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. M�RS is organlced and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 'L026, �lint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissary note signed by �3orrower and dated Januaxy 14, 2QZ1 .
<br />The Note states that Borrower owes Lender Sixty Three T"housand
<br />Dollars
<br />(U.S. $ 63,000.00 ) plus interest. Borrower has promised to pay this debt in regular Feriodic
<br />Payments and to pay the debt in full not later than February 1, 2026 .
<br />(G) "Property" means the property that is descri6ed below under the heading "Transfer of Kights in the
<br />Property. "
<br />(H) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and la[e charges
<br />due under the Note, and all sums due untler this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower, The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />[� Adjustable Rate Rider � Candominium Rider [] 5econd Home Rider
<br />[] Ballaon Rider [] Planned Unit Development Rider [] 1-9 Family Rider
<br />�] VA Rider [� Biweekly Payment Rider [�] pther(s) [spccify�
<br />(7) "Applicable Law" means all contrnlling applicable federal, state and lucal statutes, regulations,
<br />ardinances and administrative rules and orders (that have the effect of law) as we]] as all applicable final,
<br />non-appealable judicial opinaons.
<br />(K) "Community Associatian Dues, Pees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condnminium association, homeowners
<br />association or similar organizalion.
<br />(L) "Electroaic Funds Transfer" rneans any transfer of funds, ather than a transactian originated by
<br />check, draft, or similar paper instrument, which ls initiated through an electronic terminal, telephonic.
<br />instrument, computer, or magnetic tape so as t� order, instrucl, or aufhorize a financial institution ro debit
<br />or credit an account. Such term includes, 6ut is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated 6y tclephone, wire transfers, and automated ciearinghouse
<br />transfers.
<br />(M) "Escrow Items" means thase items that are described in 5ectian 3.
<br />(T� "Miscellaneaus Proceeds" means any compensatinn, sektlement, award of' damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages desc;ribed in Sectian 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other takin� of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or an�lssions as to, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Tnsurance" means insurance protecting I.ender against the nonpayment of, or default on,
<br />the �aan.
<br />001122305971 CitiMortgage 3.2.43.08 V4
<br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTFtUME-NT WfTN ERS
<br />�-6A(NEj �oa�o) Paga z or is in;c;ai5: � Form 3028 1/01
<br />� �w.
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