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�oiloo4so <br />dismissed with a ruling that, in Lender's Judgtnent, precludes forfeiture of the Property or other material <br />impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of <br />any award or claim for damages that are attributable to the impairment of I,ender's interest in the Pruperty <br />are hereby a�ssigned and shall be paid to Lender. <br />All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be <br />applied in the order provided for in Section 2. <br />12. Horrower Not Released; F'orbearance By Lendet Not a Waiver. Extensian of the time for <br />payment or modit3cation of amortization of the sums secured by this Security Instrument granted by Lender <br />to Borrower nr any Successor in Interest of Borrower shall noi aperate to release the liability of' Borrower <br />ar any 5uccessors in Interest of Borrower. L,ender shall not be required to cammence proceedings a�ainst <br />any 5uccessor in Interest of Borrower or ta refuse to extend time for payment or otherwise modify <br />araortization of the sums secursd by this Security Instrument by reason of any demand made by the original <br />Borrower or any Successors in lnterest of Borrower. Any forbearance by I�ender in exercising any right ar <br />remedy including, withaut limitatian, Lender's acceptance of payments fram third persons, entities or <br />Successors in Interest af Borrower or in amounts less than the amount then dae, shall not be a waiver of ar <br />preclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Co-signerrs; Successors and Assigns Aound. Borrower covenants <br />and agrees that Borrower's obligations and liability shall be jaint and several. However, any Borrower who <br />ca-signs this Security Instrument but does not execute the Note (a "ca-signer"): (a) is co-signing thls <br />Security Instrument only to mortgage, grant and canvey the co-signer's interest in the 1'roperty under the <br />terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security <br />Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear ar <br />make any accommadations with regard to the terms of this Secarity Instrument or the Note without the <br />co-si ner's cansent. <br />�ubject to the pruvisions of Section 18, any Successor in Interest of Borrower who assumes <br />Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain <br />all of Borrawer's rights and benefits under this Security Instrument. Barrower shall nnt be released from <br />Borrower's obligations and liability under this Security Instrument unless Lender a rees to such release in <br />writing. The cnvenants and agreements of this Security Instrument shall bind �except as provided in <br />5ection 20) and benef�t the successors and assigns of Lender. <br />14. Loan Charges. Lender may charge Borrower fees far services performed in connection with <br />Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this <br />Securlty Instrument, including, but not llmited ta, attorneys' fees, property inspection and valuation fees. <br />In regard ta any other fees, the absence of express authority in this Security Instrumeni to charge a specific <br />fee ta Borrower shall not 6e construed as a prohibition on the charging of such fee. Lender may not charge <br />fecs that are expressly prohibited by this Security Instrument ar by Applicable Law. <br />If the Loan is sub�ect to a law which sets maximum loan charges, and that law is �nally interpre[ed so <br />that the interest or other loan charges collected nr to he collected in connection with the Laan exceed the <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />charge to the p�rmitted linr�it; and (b) any sums already callected from Borrawer which exceeded permitted <br />limits will be refunded to $orrower. Lender may choose to make this refund by reducing the principal <br />owed under the Nate or by �naking a direct payment ta Barrower. If a reFund reduces principal, the <br />reduction will be treated as a partial prepayment without any prepayment charge (whether or not a <br />prepayment chargc is provided far under the Note). Borrawer's acceptance af any such refund made by <br />direct payment to Borrower vvill constitute a waiver of any right of actlon Borrower might have arising out <br />of such overcharge. <br />15. Notices. All notices given by Borrower or Lender in connection with this Security Tnstrument <br />must be in writing. Any notice to Borrower in connectian with this Security Instrument shall be deemed to <br />have been given to Borrower when mailed by first class mail or when actuaily delivered to Barrawer's <br />notice address if sent by ather means. Notice to any one Borrower shall constitute notice ta all Borrowers <br />unless Applicable Law expressly requires otherwise. The notice address shall be the Pcoperty Address <br />unless Borrower has deslgnated a substitute notice address by natice to Lender. Borrower shall prompAy <br />natify Lender of Barrower's change of address. If Lender specifles a procedure far reporting Borrower's <br />change of address, then Borrower shall only report a change af address through that specified procedure. <br />001122305971 CitiMortgage 3.2.43.08 V4 <br />N�RASKA - Single Family - Fannie Mael�reddie Mac UNIFORM INSI'RUMINT WIT� <br />�-BA(Nq lOS1o) Page 10 of 15 �nicie�s: FOmI 3028 1l01 <br />f (�� <br />