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��; � ---�--• - --_-=__- _:f'�` --_ _ . _ _ .- i� f-s• : 'dt��rH.*':-14.=�y�s�'y:j�.= ��`�"".�._.. . . .. . _._.. .i�� '�.4_.��a„ _ _ =sL::s` ��'.._:7.y$'��..',�`°',.�_+._��_—_a, �D➢LY ODl-f071101� . �' �� A��1JS'TABLE�2A�E RIDER `iHIS ADJZISTABI.�RATB I21DFsR i:�:c thLt iSTH day pf AUOU9T , 1996 aa�l i9 inoorporated iato wd slull ba daax�d I�ammd sad w�pS�meat tho l�i�trar0.DeG!c:f 7Ysss3 a SowritY D:;�(tt.a'S.ecuritN Iasaumau")of the a�mo da�e�lven by tt3o unda�ned(tl�o"aortawa") lo securo Bamwrr's Adjust�bla Wte Noio{che w�•�� lipMg 88D8RAL SAVID1C39 z IAAN A9SOCIATION OF GRA31D ISLAND �lW w��l��4Y�11Q$�I�JC.��C�OO�1W�Y Yfw7M W W��7 TMW w�F+w�AJYGW�. 1906 W�S: PI7IUG�H GAJIDID IgyADID, I�ISS�tASjtA 68601 (PrcpsnY Addn+•) THIS NO'!'E CONTAINS PQOVISIONS ALI.OWING FOA CHANGES IN MY INT��iFS7'1�Y.ATE AND MY MOMf�1,Y PAYII�NT. INCR6.A.SES IN TdE 1N7'EREST RATE WILL RESULT L�1 HICs1i66G BAYMFI�TI'S. DECnFp �c IN 7'HE II�3'EitES`T itA7E WU.L�ESUI.T IN LOWER PAYMF.1�iTS. AQDfl'IONAL COVF�IAN'TS. in �ldi8oa b d�e wveo�un �nd a�ts mde ia tho Se�auii�� In�trua�eut Barso+re+c r�I.eader fiutt�er oc�veaaat r�pg+ee as folbws: A.IIYI'�'T W►TE AND MOd�iTl�1f�PAYlYt�,TIT CHANGEs 7t� Note pcovides for an iaidil intaest taoe of 'r.500 �.7La Noie ccovidts for ctut�x ia the iatrrest�aro aad the a000thlY PsY��folbws: 1,�'T IIATE ANO MON7'l�.Y PAYIYiENT CHANGFS (�CI�a�C Ds1a 7�C��tE I wi�D pdy IriSy Gh�1gC OO tbe�St diy Gf �� . 1999 .Atld 00 dltt� . Cy� �2'i'S TOOIIt1f tll�i'i�C.FsiCh dibC 00 vb1Ch�1y lntt!'C3kE�CQ4�f�SiO$C 15 pl{0[��C�liql$E�riA� ��'Ta�'[ .. _�_.. ...._.._�.._.: ---- - _--- �Begio�iag�rim me t�nt c�a t7s�e,my. ..._ . . �CS[falG�nit OC 000u w�ivaw.a� aru�+c ai. ... -- --�--�------ - -- T� W�SRI+Y AVSRAt38 YIfiLD ON �AJfTBD STATBS TR�AStIRY S$G'UStITS.S �DJtTBTBa TCk•J1 CpliSTJ1DiT MATIIRITY OF i Y871A. AS N11DS AV71I7�ABIS BY TBS F8D$it11L �SffitV13 S�CJ1itD. . 1bc most mor�c tnaex fig�uo av+ilable as of d+e aYe: � as aays ❑ l�eface e�cb C�+fage D�e it alkd tbe'�LZar.nt 1ac1e:." ' ' If tbe ladex is nv Sao�er av�iisble,,.dbe Nae Hoii�a�v�rill cboore a naa i��Wt is bred a�poa oo�pprahie a6�m�uu. �'i'6e IVo�e�Ioidet ar�l g�x�aoe noticre a��is cl�oica . (�� . , ' &fae dd�Chto�e Da�.tbe Nde I�Ioider wilt c�icuLte my na�v intece�t nMe by sddio,� � �o � �ss a�aR�s Peraa�ge po3nt(s)( s.�so �,)w d�e�tada�. . , �re xo�xwa�.�►�me�samau,an�cocm��aa�mu� pr�c O rsmx�ese Qrr��a�c . ans �s�ax � ( .a�s '�?- Sub,jxt to tbe iimi�stabd in Sectio�gfiA�6ebw,this rotmdod s�o�utt�rill be my ne�v iamtst r�ie�mtit tbe oa�t(:I�e . Dr�e. •� . 1Le Not�e}ioickr MriII thm de�miae tbe�ratsnt of dre mootbly paymmt d�tt w�ould ba�10 irp�y die un�id � . � p�cipal dut I�m ea�pected b owa ot tbe C6aa�e DiMe m f�it aa ttre�m�mcity:.�e at my ne�v aMeseri Aie a�odrDy � uNal prymeats.'1Le sraWt af t�ie ca�st�ou wiU bo tbo new�mo�wl�f mY�Y P�Y�. (D?1.imils ae Iaterdt jtak C�it � ��gPPoP��j:►f wo fiax is t�aF.tlkre wiiJ br eo a�aa�n�urr iinii oA tl+ou�rr 3 . (1)'I�a�e�1 be ao m�ucio�um limit ao auaest ra�e c7saoQu. � (2)�e ima�eac ra�e r��oq�+ed a pay�t d�e sosc C7�o�e Da�e�viu na be g�r,a�er d�o 9.soo �::�, pr 5.500 $. �(3)My 1�t�.�Ml�.ir.s w ir��r."�'�. v��r..�-f��Or'E��f mOfr.� . TFI�� tC�iT pll�ti�C p01ot(s) ( 2.000 �r)ft� thG t�le I hav�e beea p4ying fot the preoedin�Peiiod. �c (4)My iok�est rare.�n71 neva be g�+�1er thao 12.Soo �,.�ich it alkd the'Mt�cim�m Rale.' TH� ■I�lIDTIM[�! iill�• WILL N�VBR B8 LBSS TAADT 5.500t. 11U�TIiTATE ADJNSTAai.E iiATE RWEi7-SiapN Famity tel4 r��M� �.�{pq , Y W Y011Tp�{�Fd1Y1•(�00►L2/-?71S MI1WK .� ` �• <_�.