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<br />State qf Nebraska 7i"�- DEED OF TRUST
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<br />FHA Case No.
<br />321-2968336 703
<br />MIN:100416700011822146
<br />THIS DEED OF TRUST ("Security Instrument") is made on December 27th
<br />The trustor is Steven L Griffin and Melissa L Grif�n, husband and wife
<br />The trustee is CharterWest National Bank
<br />2010
<br />("Borrower").
<br />("Trustee"). The beneficiary is Mortga�;e Electronic
<br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and I.ender's
<br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number oFPO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MEILS.
<br />CharterWest National Sank
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<br />which is or�anized and existing under the laws ofthe State of Nebraska , and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ("�n�j�"),
<br />Borrower owes Lender the principal sum of �ne Hundred �leven Thousand Nine Hundred Eighty Six
<br />and 00/100 Dollars (U.S. $111,986.00 . This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on January 01, 2041
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and rnodi�cations of the Note; (b) the payment of all ather sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />perforrnance of Bprrower's covenants and agreements under this Security Instrument and the Note. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in Hall County, Nebraska:
<br />Lot Twenty One (21) Western Heights Third Subdivision, Hall County, Nebraska
<br />which has the address of � 720 Bridle Lane
<br />[street]
<br />Crand Island , Nebraska b8$03 ("Property Address");
<br />[C��']
<br />[Zip t:ode]
<br />TOGETHER WITH a11 the improvements now or hereaf�er erected on the property, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this 5ecurity Instrument. All of the foregoing is referred to in this Security
<br />lnstrumenc as the "Property". Borrower understands and agrees thaC MERS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custorn,
<br />MERS (as nominee for Lender and Lender's succ�ssors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not lirnitad to, the right to foreclose and sell the Property; and to take any
<br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />16256.CV (11/07) 9p4490 Page I of5
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<br />Return To:
<br />CharterWest National Bank �_ �
<br />714 N Diers Avenue co'ro(ootaaos2>
<br />Grand Island, NE 68803
<br />
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