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� <br />r <br />�zo�ioo4o� <br />BY SIGNiNG BELOW, Borrower accepts and agrees to the terms and covenants contained in this 5ecurity <br />Instrument and in any Rider exacuted by Borrower and recorded with it. <br />Witnesses: <br />� (Seal) <br />Gary A Kisel' -Borrower <br />< �, �, <br />(Seal) <br />Valer K Kiser -sorrower <br />(Seal) <br />-Borrnwer <br />(Seat) <br />-Borrower <br />[Space Below 7his Line For Acknowledgment] <br />STA'I'� OF NEBRASKA, Hall County ss: <br />On this 13 th day of Januarv 13. 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Gary A Kiser and Valerie K Kis�r, husband and wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commissian expires: �� l �"� I�� <br />GENERAL NOTARY - 5tate of Ne�raska <br />ward J. Jarosik -Notary Pubiic <br />I�i EDWARp J. JAFiO51K <br />e�,a,� My Comm. Exp. Or,t.11, 2011 <br />NE6RASKA- Single Family - FannieMaelFreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (600) 446-3555 <br />LFI#FNMA3D28 aioz Page13 of13 <br />