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�0��0040� 9. Protection c�f Lender's Interest in the Property and Right�� Under this Security Instrntnent. If (a) 13orrower fails to perform ihe covenants and agreements cantained in this Security Instruinent, (b) there is a legal proceeding that might significantly affcct I,ender's interest in th� Property and/or rights under this Security Inslrument (such as a proceeding in bankruptcy, probate, for condemnatic�n or forfeiture, for enforcement of a lien which may attain priority over lhis Security Instrument or to enforce laws or regulaticrns), or (c) Borrower has abandoned the Property, then L.ender may d� and pay for whatever is reasonable or apprc�priate to protcc[ I.ender's interest in the Property and rights under this Security Instrument, including protecting and/c�r assessing the value of the PrUperty, and securing and/or repairing the Praperty. L.ender's actions can include, but are not limited to: (a) paying any sums secured by a li�:n which has priority over lhis Security Tnstrument; (b) appearing in court; and (c) paying reasonablc attorneys' fees to pratect its interest in the Property and/or rights under this Security Tnstrument, including its secured position in a bankruptcy pracceding. Securing the Properly includes, but is nak limitcd to, cnkering the Property lc� rnake repairs, change locks, replace or board up doc�rs and windows, drain water from pipes, eliminate building or other code violatians or dangerous conditions, and have utilities turned on or off. Althe�ugh L.ender may take action under this Section 9, T.endcr dcies not have to do so and is nnt under any duty or obligation to do so. It is agrecd that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by I�nder under this 5ection 9 shall becorne additional dcbt of F3arrower secured by this Security Instrument. "I'hese amounts shall bear interest at the Nc�te rate from the date of disbursement and shall be payable, with such interest, upon notice from I,ender tc� Borrower requesting paymenl. Tf lhis Security Instrument is on a leasehold, Borrower shall comply with all the provisions of lhc lease. If Borrower acquires fec litle to the Property, the leasehold and the fee title shall not mcrgc unl�ss Lender agrees to the merger in writing. 10. Mort�age Tnsurance. Tf T.endcr required Mortgage Insurance as a c:ondition of making the Loan, Borrower shall pay the prerniums required to maintain Ihe Mortgage Insurance in cfFcct. If, for any reason, the Mortgage Insurance coverage required by I,ender ceases to be available frnm the mortgage insurer that previously provided such insurance and Borrower was requir�d ta make separately designatc:d payments toward the premiuins for Martgage Insurance, ]3orrower shall pay the premiums required to c�btain coverage substantially equivalent to the Mortgagc; Iansurance previously in effcct, at a cost substantially equivalent to the cost to Borrower of the Mortgagc Insurance previously in effecl, frorn an alternate rnortgage insurer selected by Lender. Tf subslantially equivalent Mortgage Insurance coverage is not available, BUrrower shall continue to pay tc� Lender the amount of the separately designated payments that were duC when the insurance cov4rage ceased to be in effect. Lender will accept, use and retain these payrnents as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss rescrve shall be non-ref'undable, noCwithstanding the fact lhal Ihe Loan is ultimately paid in full, and L.ender shall not be reyuired to pay Borrower any interest or earnings on such loss reserv�. Lender can no longer requirc loss reserve payments if M��rtgage Insurance coverage (in the amount and for the period that T,cndc:r requir�s) provided by an insurer selected by Lende:r again becomes available, is obtained, and Lender requires separatcly designated payments toward lka� premiurns for Mortgage Tnsurancc. If Lender required Mortgage Tnsurance as a condition of making the I.,oan and Borrower was required to makc: scparately designated payrnents toward the preminms for Mortgage Tnsurance, Borrower shall pay the premiums required lo mainkain Mortgage Tnsurance in effect, or to provide a non-refundablc loss reserve, until Lender's requirement for Mortgage Insurance ends in accordancc wilh any written agreement between Borrower and L.ender providing for suah termination or until termination is required by Applicable Law. Nothing in this Scction 10 affects Borrower's ohligakion to pay interest at the rate provided in thc Nc�tc. Mortgage Insurance reimburses L.ender (or any entity that purchases the Not�) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluale 4heir total risk on all such insurance in forcc from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on ferms and conditions that are satisf'actory lo lhc mortgage insurer and the other party (c�r parlics) to thesc agreements. '1liese agreements may r�quire the mortgage insurer to make paymenis using any saurce of funds that the mortgage insurer may have available (which may include funds obtained frc�m Mortgage Insurance premiums). NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE) �oa��1 Initials: ,yr,v Ll� � Pxge 8 af 1 5 Form 3028 1I01