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201�Q040G Borrower shall promptly discharge any lien which has priority over this Security Instrumc:nt unless I3c�nrowcr: (a) agrccs in writing tq the payment cyf ihe obligation secured by the lien in a manner acceptablu to I�ender, but nnly so lon� as Borr�wcr is perfarming such agreement; (b) contests the lien in good failh by, ar defends against enforcement of the lien in, l�:gal proceedings which in L.ender's opinion operate tc� prevcnt the enf�rcement of the lien whi1C thpse: prc�ceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of khe lien an agreement satisfactory to Lender sub�rdinating the lien to this Security Instrument. If Lender d�t�r�zaines that any part of the Property is subject to a lien which can altain prioriky ovcr this Security Instrument, L.ender may give Borrower a natice idGntifying the lien. Within 10 days of the date on which tha� noticc is given, Borrower shall satisfy the lien or take one or morc af the acCic�ns set forth above in this Scclic�n 4. L.ender may require Borrower to pay a one-time Gharg� fc�r a real estate tax verification and/or reporting service used by I,ender in connection with th'rs L.aan. 5. Property Insaranc;e. Bc�rrow�r shall keep the uuprovements now existing or hereafk�r crected on Lhe Pr�perty lnsurcd againsl loss hy fire, hazards included within the term "extended coveragc," and any c�ther hazards including, bul not limi[ed to, earihquakes and floods, for which I,ender requires insurance. This insuranGC shall bc maintained in the amounts (including deductible levsls) and for the periods that Lender requires. What Lender requires pursuant to the preceding scntences can change during the terrn of lhc I..oan. The insurancc: Garrier providing the insurance shall be chpsen by I3orrower subject to L.ender's right to disapprove Borrower's choice, which right sha11 not be exercised unreasonably. L.ender rnay require Borrower to pay, in connection with this Loan, either: (a) a one-lime charge for tlood zone dctcrminati�n, certificakicrn and tracking services; or (b) a one-timc c:hargc: fc�ar flood zone determination anti certification services and subsequent charges each time remappings or similar changes occur which reasonably might afTccl such determination or certification. Borraw�r shall also be responsible for the payment of any fees imposed by the Nederal Emergcncy Management Agency in connection with tkau rcview of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coveragcs described above, T.ender may obtain insurance c�veragc, at Lender's option and Bonower's expense. Lendtr i� under no obligation to purchase any particular lype or amc�unt of coverage. Therefore, such coverage shall cover I,ender, but might or might not protect Borrqwear, Borrower's Gquily in the Property, or the contents of th� Pr�perty, against any risk, hazard or liability and might provide grcaker or lesser coverage than was previously in cffcct. Sorrower acknowledges that the cost of the insurant;4 cavc:rage so obtained inight significantly exceed lhe cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Seckion 5 shall become additional debt of Borrower secured by lhis Security Tnstrument. These amounts shall bcar interest at the Note rate from the date of disburseme:nl and shall be payable, with such interest, upon nc�lice from Lender to Borrower requesting payment. All insurance policies required by I,endcr and renewals of such policies shall be subj�ct [n Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall nam� Lcnder as mortgagee and/or as an additional loss payec. Lender shall have the right to hold the pc�licies and renewal certificates. If L.ender requires, Barrower shall promptly give to Lender al! receipts �f paid premiums and renewal notices. If Borrower obtains any form aP insurance coverage, not otherwise required hy I,ender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall namc T.ender as mortgagee and/or as an additional loss payec. Tn the event of loss, Borrower shall give prarapt notice to the insurance carrier and Lendt;r. Lender may make prc�of of lc�ss if not made promptly by Borrower. TJnless Lender and 13orrower otherwise agree in writing, any insurance proceeds, whether or not the undcrlying insurance was required by L�nder, shall be applied ta resloratic�n or repair of the Property, if the r�storation or repair is economically feasible and Lender's security is not lcsscned. lluring such repair and restarakion period, Lender shall have thc right to hold such insuranGC pracee:dti until Lender has had an opportunity to inspect such Property to ensure the NEBRASKA - Single Family - Fannie MaelFreddie Mae UNIFORM INSTRUMENT �-BINE) waii� Paqa is misiais: Form 3028 1I09 ��