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<br /> . .,.,�•�...,;,,.w>_;.r',�,, TO(jETHER WITH ull the impruvementx nuw ur bcreuf�cr crec�ed on �he property,und oll easemeote.
<br /> . _ :s�". �°�� �:'• appurtenances,und fiRtures now ur bemuftcr u pun�►f�hr prapeAy.All replarcnxntx wui addi�ian� �hull ol�o bo covered by
<br /> � 4;��, -' ' � �hi�Secudty instrurnent.All of Ihe fureguing is rcfernrl w in this 5ecurity lnwtrumcnt av the"F'roperty."
<br /> __^ - " � Buttaow�a Cuvr:N�N�'s that Bom�wer i+luwfully�ciscJ uf�hc exlulc hereby comcyed und ha�the right to gtsutt and
<br /> _'__ convcy ihe Property and�bat�he Pn►peny is uncncumbereJ,except fur cncum6ruiueti of record.durmwcr wnrranlx sutd will
<br /> • �wi,�x�� defend gencrally�I►c nde to�im Pnrpr�+y Wguin.t uif ciaimti w��l�k�u��s��ubj��t to��y.:��u�tib�aK..�F�u.urd. �---'—
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<br /> T�us Secuerrr lNSrrti�MFNT��xnbineti uniform covennm~ fur nutiun�l use und non•uniform covenonw wilh limiled r ,___ �pT_ _
<br /> � . � v�fatlon�hy jurisdiclion to canstiwte u uniform Mcurily instrumcm covcring rcul propvrly.
<br /> , ����' UNIFNIMCOVENANT3. Burrnwer und L.ender cnvenant unci ugree ati 1'ulloww:
<br /> 1. Payu�ent ot Principal and Interest: Prepayment and Late Clwrges. eomuwer xl�ull promp�ly pay when due
<br /> - o-�� �• , the prineipul of and i�Nercst on thr debt cvi�knced by the Note and any prcpaymem unJ lute churgeg due under the Nc�te.
<br /> • • 2. Fund�PorTpxes And IawrAnce. Subjcc�to uppIiraAlc:law or w a written wuiver Ny l.ender.&xrower sh�ll pay
<br /> � . to Lendcr on the d:iy munthlY paYmcnty am Juc under�he Note,unlil the NWc is puid in full,a sum ("Fundc')for.lu)yeurly
<br /> �" �su�es and axsessmenls which may anain priority over thi�Secunty Intitrument u,u lien un�he Pr�crrty;(bl ye�ly le�xhald
<br /> � � . � ayment� or ground rents on the Property, if uny: fc)ycc�rly hazard o� property intiurance prenuums:(d) ycurly fload
<br /> � '��Y� , mrurrnce prem�um,,if any; le) yeurly manguge i�,urunce premfumg,if nny:and 1� any rcums payable by sorrower tu _
<br />' � .,�; : Lender.in uccordance wi�h the�ruvisionr uf parugruph 8.�n lieu ot the paymem uf morlgu�ee iu.urunce prcmium�.Thex
<br /> item+are rulled"Hscrow Item�' l.ender muy,u�uny time.collect and hold Fund�in:ui umount nut ta exceed�he mnximum
<br /> � umount u lender for u federully reluted mortgAgc lo:u�may reyuirc for Borrower's c,cmw ucrount under th�federul Reul _
<br /> � • Estate Settlemenl Procedures Act oi 1974 us amended f'rom�ime to time. I 2 U.S.C. # :601 er sey. ("RESPA"1. unle�s
<br /> �� - :�. ..;- . " another la�v that applies to Ihe Fund,s�ts n lesser:unuunt. (f co,lxnder mu ,ut uny time. raltect und hald Funds in •rn °--
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<br /> ••�•� " "" umount not to exceed the IeYSer amnunt. lxnder muy estimo�e the umuunt o Funds due on the ba+ir:ot current dAta:u�d ���":—
<br /> ' " : �. reasanuble egtima�esaf expendf�ures of fature Ezcruw I�emti urotherwi,e in uccordunce wi�h upplicable luw. �_
<br /> � The Funds shull lx hcW in un in�titu�ion whox depc��MS arc insurcd by u federal agrnc�•. instrumentality,or rnti�y ��
<br /> , . ' (including Lendcr. if l.ende�ix xuch un inntiwtianl or in any Fnlcr�l Homc l.oan Bunk.L.�:nJcr tihall apply thr FunJs�u pay �•,-;�,::.,.,_
<br /> the �r�cruw Items. l.ender may na chs�rge BoROwer for hulding�nd applying the Fund+,unnually analyziog!he Czcrow "
<br /> " ucwunt,or verifying the Eurow Items, unles�l.ender pays Bomower imerest un the Funds and upplicable luw permit, �_;,���.�._
<br /> „ Lender to makc,uch u churge. However, l.ender muy reyu�re BoROwer to puy a one-�ime charge for an independent re:�l �•-:�:.W:--��.
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<br /> " ' estate tax r+eporting xervice used by l.�:nder in connertion wuh ihis k�an,unlezs npplicuMle law prov�des othenvise.Unless an ; ��• �••.- -,
<br /> ' � ugrcemem is msd�ur applicable luw rcyuires in�ercst to be pAid,Lender xhull not tx requircd to pay Barrower any interctit or �.•'�w� °`'r
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<br /> eumin�n on the Funds. Borrower�n d L en der muy•rgrec in wriiing,however,thut in{erest shall be paid on thc Funds.L..c.nJer '�`•.=��_
<br /> -" � tih�ll grve to Bom�wer,without ch•rrge,un unnuul accoumin�of the Funds,showing credi�s and debii�to the Funds And the �r iT';�,.'�s�
<br /> � � purpoze For which eu�h debi�to the Fundx wuti mude.The Fund� +ue pleclged as uddi�ianal�curity for nll xum+xecund by
<br /> this Security Instrument. °�-
<br /> ` • • If the Fund,heW by l.ender exceed the amaunts permitccd lo be- 6cid bv u�licu4le i�►w, i.�:�dcr shaH accouni to �"•-:°_�``. ' —
<br /> ' Borrower for ihe rxce,s Funds in accordunce wi�b the reyu�rememx uf applicuBlr luw. If'the unwunt uf ihe FunJ�h�ld by °-�=�
<br /> L.ender ut any[ime is nut+ufficien� to pay�he E+crow Items when due.l..ender may,u naify BorrowCr in writing,;uxl,in ��L�
<br /> , sunc �uxe Borcower shull puy tc�I.ender the unwunt necessary to makc up [he deticiency. Borrqwer xhull makg,up Ihe � _:;i:�.=�.—
<br /> deficiency in nu more thun lwelvr monthly payments,id l.ender'� sde Jiticmiion. !�w'-'��"`
<br /> Up�n puymeN in f'ull of all sums srrurcd by thix Secunty Imtn+ment,L.enJcr,hull prompUy refund to Barowcr any !�, t=
<br /> �• Funds held by l.ender. If,unJer parogruph 21, l.rnder shall a�quirc��r.ell thc Property, lAnder,prior tu�he ucyuisi�ion or ;.•r• l;r�..._.___.
<br /> ' . ' �ulc of the Property.+hull apply any Fund�+held by l.ender W the tin�c of ucyuixil�on��r crle as a r�dit u�nin.r•t,the sums -�J"�• .• ---
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<br /> . secured by this Security Instrumem.
<br /> 3. Appli�ratlon of Payments. Unle,� upplicuble law pruvidcs�>thrnvi,ex, ull paymems receivcd by l.ender under '
<br />• ' parugruphti l anJ��hull br upplieJ: iin�,to•rny�►repaymrnt chur�es due under the Notr:�crond,to umounls p�yable under Y:•,�:;��,__ �
<br /> ' pnrugruph 2;thinl.W interext due;liiunh.�o principul Jue:•rnJ la�i,��►any 1•rte char�tc�due unde�the Note. . .;T" `'w,
<br /> .. 4. Cha�es;Liens. Borruwrr shull pay all �axos, :��x�.mcrns, rharges, �nc�and jmpP+ilions attributable to the •-�-�••_
<br /> • ' Propeny which muy attain priuriry over�hi+Security In.trumrnt. u�� leu,chuld Qaymcntti qr ground rents,if any. Borrower � ';�.;�..�'•_�y�`
<br /> ,� . „�:��vi�s�_.-.—
<br /> � shall puy the�e i�bligation�in the munner pr�,.•idcJ in paragraph_.ur if nut paiJ m thut�n:mncr,Burn�wcr xhall puy them on A �.,�t„t4,y,,
<br /> � time dirertly lu Ihe per�on uwcd paymcnt.Bun•uwer�hull pr��mpl ly 1'urni.h��►Len dcr•r l l noiiccti ol':im��un�s t��he pnid undcr . =- .
<br /> � this parugraph. If Borruwer muke+thesc paymcm.dimctly. Horr��wrr+hull prumpUy 1'umi.h 1��l.ender receip��rvidencing �;4�:0'-:_
<br /> � the puyments. ' �
<br /> • Borrower.hull prompUy di.chargr any hcn whirh hu�priority over thi�Securiry Instrumrnt unles, Borruwcr: lu1 • . .;,`.''"
<br /> ' ' agrees in writing to ihe puyment uf the ubliga�i�m+�curcJ By�he li�n in a manncr arcept;wblr tu lxnikr:Ih►rontestx in goai , , . � ,�`z.
<br /> faith the lien by.��r d�tendx oguinxt rnlurrcmem ot'thr lirn m, (rgal pr�xuJin�. which in thr l.rn�kr'.apiniun aperate to � :�•;,._
<br /> ' ; � prevent thc enforcement of�he licn: ur Ir) +ccurc. 1'rom the huldcr uf�hc licn an a�!rremcnt sutist'actory to Lcnder � . -
<br />' " zuburdinuting�he I ien to this Serurity Instrument.If LenJrr deierrnines�hu�any pan��f�hr Pn��xny i.suh,ject to a lien which
<br /> ° . , may auuin prioriry ovcr�his Sr�urity In�trument,LenJcr muy Liv� Bom�wrr a n��lir� iden�if'yin� tlk lien. Borrower shall � ••
<br /> ' satisfy�he Uen or t:ike onc or mure of the uctionx sct tnnh ulx���c wiihiq IU Jay,of thr givi�c uf naicc.
<br /> 'i FOrm 30'18 0l90 iNt�:,'1^Mee��
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<br /> BANRERB BVSiEM3-WC.ST.CLOUD.AW 5G304��800�997 2�t�fORM MU�+.NB ?5!� , .
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