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2o�ioo3s3 (0) "Periodic Payment" means the regularly scheduled amount due i'or (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real �state Settlement Procedures Act (12 U.S.C. 5ection 2601 et seq.) and ats implementing regulation, Regulation X(24 C.F.R. Part 3500), as they mighi be amended fram time to time, or any additional or successor legislation or regulation thai governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related rnortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESFA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not. that party ha5 assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF R�GHTS IN `T'HE PROFER'TY Thia Security Tnstrunnent secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performane� of Borrower's covenant5 and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trutitee, in trust, with power of sale, the following described property located in the County af HALL . [Type of Recordin� .IurisdictionJ [Name of Recording Jurisdiction] LOT THIRTY NINE (39), ISLAN� ACRES NUMBER 7, IN THE CITY OF GRANQ ISL.AND, HALL COUNTY, NEBRASKA Parcel ID Nurnber: 40Dp49414 3208 WeStside 5t Grand Island ("Property Address"): which currently has the address of �5trectJ [C�ry), Nebraska 68803 f�� Coae� TOGETHER WITH a11 the ixz�pmvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Sorrower is lawfully seised of the estate hereby coz�veyed and has the right to grant and convey the Property and that the Prpperty is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. NE8RA5KA - Single Family - Fannie Mae/Freddie Mac UNIFDRM INSTRUMENT �^B�NE) (0811) Page 3 of 15 Initi , f�"� � 231043 Form 3Q28 1101