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<br />7. Preservation, Maintenance and Protection of the Yroperty; lnspections. Borrower shall not destroy, damage or
<br />impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in
<br />the Property, Borrower shall maintain the Property in order to pravent the Property from deteriorating or decreasing in valuc
<br />due to its condition. Unless it is determined pursuant to Sectian 5 that repair or restoration is not economically feasible,
<br />Borrower shall promptly repair the Property if damaged to avaid furthcr deterioration or d�ma�;e, if insurance or condemnation
<br />proceeds are paid in connection wiih damage to, or the taking af, the Property, Borrower shall be responsible far repairing or
<br />resioring the Property only if Lender has released proceeds For such purposes. Lender may disburse proceeds for thc repairs
<br />and restoration in 1 sin�le payment or in a series of progress payments as the work is completed. If the insurance or
<br />condemnation proceeds are not sufficient to repair or restore thc Property Borrower is not relieved of 13orrower's obli�ation for
<br />the completion of such repair or restoration.
<br />Lcndcr or its agent may make reasonable entrics upon and inspections of the F'roperty. lf it has reasonable cause,
<br />Lender may inspeci Uie interior of the improvements on the Property. Lendcr shall give Borrower notice at the time of or prior
<br />to such an interior inspection specifying such reasonablc cause.
<br />8. Borrower's Loan Application. Borrower shall be in default if, during the I,oan application process, Bvrrower or
<br />any persons or entities lcting at the direction of L3orrower or with Borrower's knowledge or consent �ave materially falsc,
<br />misleading, or inaccurate information or statements to Lender (or failed to provide I.ender with material information) in
<br />conncction with the Loan, Material representations include, but are noi limited to, rcpresentations concernin� Borrower's
<br />occupancy of th� Property as Borrower's principal resid�nce.
<br />9. Protection of Lender's interest in the Property and Rights Under this Security instrument. lf (a) Borrower
<br />fails to perform the covcnants and agreements contained in this Security instrument, (b) there is a legal proceeding that might
<br />signi�cantly affcct Lender's interest in fhe Property and/or rights under this Sccurity Instrument (such as a proceeding in
<br />bankruptcy, probate, for condemnation ar forfeiture, for enforcement of a lien which may attain priority over this Sccurity
<br />Inslrument or to enforce laws or re�ulations) or (c) Borrower has abandoned the Property, then Lender may do and pay for
<br />whatever is reasonable or appropriatc to protect i.ender's intcrest in the Property and rights under this Securiiy Instrument,
<br />including protecting and/or flssessing the value of the Praperty, and securing and/or repairin� the Property. Lender's actions can
<br />include, but are not limitcd to: (a) paying any sums secured by a lien which has priority over this Security lnstrument; (b)
<br />appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/ar rights undcr this
<br />Security Instrumeni, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is noc
<br />limited to, cntering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes,
<br />climinate building or other code violations or dangerous conditions, and have utilities turned on or off. Although I,ender may
<br />take action under this Seciion 9, Lender does not have to do so and is not under any duty or obligatian to do so. lt is agreed that
<br />Lender incurs no liability for not taking any or all actions authorized under this Section 9.
<br />Any amounts disbursed by Lcnder under this Section 9 shall become additional debt of Borrower secured by this
<br />5ecurity Instrument. These amounts shall bear intcrest at the Note rate from the date of disbursement and shall be payablc, with
<br />such interest, upon notice from Lender to Borrower reyucsting payment.
<br />If this Security instrument is on a leasehold, Borrowcr shall comply with all thc provisions of ihc; Icase. Borrower
<br />shall not surrender thc leaschold estate and interests herein conveyed or terminate or cancel the ground lease. Borrower shall
<br />not, without the express written consent of Lender, alter or amend the �round Ie:ase. If Borrawer acquires fec title ti� the
<br />Property, ihe leasehold and the fee title shall not merge unless Lender agrecs to the merger in writing.
<br />10. Mortgage Insurance. If Lcnder required Mortgage Insurance as a candifion of making the Loan, E3o�rower shall
<br />pay the premiums requircd to maintain the Mortgage Insurance in effect. lF, for any reason, the Morlgage Lnsurance coverage
<br />requirc:d by Lender ceases to be availablc from the mortgage insurcr that previorisly provided such insurance and E3orrower was
<br />required to make separatcly dcsignated payments toward the premiums for Mortgage Insurance, Borrower shall pay th�
<br />pren�iums rcquired to obtain coveragc substantially equivalent to the Martgage Insurance previously in effect, at a cost
<br />substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect from an altarnate mprtgage
<br />insurer selected by Lender, If'substantially cquivalent Mort�age lnsurance coverage is not available, Borrower shall continuc to
<br />pay to Lender the �mount of che scparately desi�nated payments that were due whcn the insurance coverage ccased to be in
<br />eff'ect, Lender will accept, use and retain thesc payments as a non-rcfundable loss reserve in lieu of Mortga�e tnsurance. Such
<br />loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall nat be
<br />required to pay f3orrower any interest or earnings on such loss reserve. Lender can no longer rcquire loss reserve payments if
<br />Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer sclected by L,ender
<br />N�[3RASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />� 338.2 Page fi nf 12 f nrm 3028 1/O1
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