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201ioo3�s (C) "Lendcr" is First Na[ional Bunk of Omaha. Lender is �i A Nutional Banking Association organized and c�isting tuider the la��s ol' Lendcr's address is 1620 Dodge Street Stop Code 3105 Omaha, NE G8197-i I CS Lcnder is the beneticiary under this Security lnstru�nent, (b) "Truytee" is �'irst. N��tional Bank of Omaha, a N��tional Bankin� Assnciatiot� NEBRASKA (F.) "Note" mcans the prni�aissory notc signed by Rorrower and c4rtcd Jan��ry 12, ZO1 1 • Thc Nolc st�ics that Borrower owcs Lcndcr One Hw�dred Ei�Jlty-Ei�h� Thousand and C10/100 Dollars (U.S. $ 188,OU0.00 ) plias intcresi. Borro�ver h�is promised to pay this dcbt in re� rlar Periodic Paymcnts and to pay thc dcbt in full no� latcr tYu�n Fcbru�uy 1, 2041 . (F) "Property" mcans thc property that is dcscribcd bclow u�ider lhc hcading "Transfcr of Rights ul thc Property." (G) "Loan" ineans the debt evidenced by Lhc Note, ph�s interest, any prepayment charges and late charges due under the Note, and all stuns due under this Security Instrument, plus in.teresi. (H) "Riders" mcaus all Ridcrs to this Security Instrvment tl�at �re executcd kry Borrower. The followin� Riders are to bc eYecuted by Borro�ver [check bo� as applicable] � Adjustable Raic Rider � Balloon Rider � VA Ridcr x❑ Olhcr(s) [Specify� Trust Rider ❑ Condominium Rider �X Planned Unit Dcvclop�nent Rider � Biweekly P�iyrrienl Ricicr ❑ Second Home Rider ❑ 1-�4Fami]yRidcr (� "Applicahle Law" means all controlling applicablc federal, state and local statutes, regul�tions, ordinances and administrxtive rules ar�d ordcrs (that have the efl'ect of law) as well as all applicablc Final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, an�l A�sessments" iiieans all ducs, fces, assessments and oQ1er charges that are imposed on Borrower or dle Property by a condominiwn associ�tion, homeowners association or sinailarorganization. (I� "Electronic Funds Trxnsfer" mcans any transfer of fiinds, other than a transaclion originated by check, draft, or similar p�per instttiment, �l�ich is iru�iated thrnu�h �n electronic ternlin�il, tclephonic institunent, computer, or m��gnctic t�pe so as to order, instnicL, or authorize a fii��ncinl institutivn to debit or crcdit an accotu�t. Such term incl��des, but is not limited to, point- of-sale transfers, eiutomated teller mac}unc transactions, tra�isfcrs initiated by telephone, w�ire transfers, and automatcd cicaringhouse transfcrs. (L) "Escrow Items" mcaz�s those items that arc dcscribed in Sectiori 3. (M) "Miscellaneouy Proceeds" uie�ns any compeiasation, settlement, award of damages, or proceeds paid by any third party (other ihan insivance proceeds paid under the covcra�;cs described in Section 5) lor: (i) dlmage to, or destructio�� of, the Property; (ii) condemnation or other taking of all or a�iy p�u-t oF the Property; (iii)conveyance in lieu of conden�nation; or (iv) misrepresentations of, or omissions ��s tn, the value azad/or condition of tl�e Property. (N) "Mortguhe Insurance" means insurance protecting Lender ��ainst the nonpayment of, or dcfault on, thc I.oan. (0) "Periodic PaymenY' means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)any amounts under Section 3 of this Secririty Instniment. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ��6�NE) (oa��l r�9ez�r�� DDS-NF:9 ��'�'a�s � Form 3028 1/Di IIIIII IIIII I�III I�III AIIII�I IIII IIII IIIII IIIII �IIII I��IA IIIII IIIII IIII II� OODON �9fi67916