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�plioo37� Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the paymer►t of the obligation secured by the lien in a marrner acceptable to Lender, but only so long as Bnrrower is performing such agreement; (b) contests the lien in good faitb. by, or defends against enforcement of the lien in, legal praceedings which in Lender' s �pitlion oper'ate to pre�vent the enforcement of the lien while those praceedings are pending, but only until such proce.edings ara concluded; or (c) secures from the holder of the lien an agreement satis�actory to Lender subardinating the lien to this Security Instrument. If Lender detettnines that any part of the Property is subje+�t ta a lien which can attain priority over this Security Instrument, Lender may grve Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions sct forth above in this Section 4. Lender may require Borrower to pay a one-time charge for a real estate tax veri�cation and/or reporting service used by Lender irt connection with this Loan. 5. Ptoperty insurance. Borrower shall ke�p the improvements now existing or hereafter erected on the Property insure�l against loss by fire, �azards included within the term "extend�i coverage," and any other hazards including, but not limited to, earthquakes and floods, for whrch Lender requires insurance. This insuz'ance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Laan. The insurance carrier providing the insurance shali be chosen by Sortower subject to Lendet's right to disapprove Borrower's choice, which right shall nat be exercised utueasonably. Lender may require Bartower to pay, in connection with this Loan, either: (a) a on�time charge for flood zone determination, certification and tracking services; or (b) a one-time charge for flood zone determination and certi�ication ser'vices and subsequent charges each time remappings or similar changes occur which reasonably might affect such detemunation or certi�cation. Borrower shall also be responsible for the payment of any fees imposed by tha Federal Emergeincy Management Ageracy in cannection with the review of any flpud zone determination resulting fram an objection by Borrower. If Horrower fails to maintain any of the coverages describeci above, Lender tnay obtain insurance coverage, at Lender' s option aYtd Borrower' s expense. Lender is under no obligation to purchase any particular type or amaunt of coverage. Therefore, such coverage shall caver Lender, but might or might not protect Borrower, Borrower' s equity in the �roperty, or the contents of the Property, against any risk, hazard or liability and might provrde greater ar lesser coverage than was previously in effect. Barrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have abtained. Any amounts disbursed by Lender under this Sectian 5 shall become a�iditional debt of Borrow� secured by this Security Insirument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borcower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lendet's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as ari additianal loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. Tf Borrower �btains any form of insurance coverage, not otherwise required by I,ender, for ciamage to, or destruction of, the Property, such policy shall include a standard .mortgage ctause and shall name Lender as mortgagee and/Qr as an additional lass payee. iz� the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Sonower. Unless Lender and Bor otherwise agree in writing, any insurance proceeds, whether or not thc underlying insurance was required by Lender, sha11 be applied to restoration or repair of the Property, if the restoratio�t or repair is economically feasible and Lender's security is not lessened. During such repair and restaratron period, Lender sha11 have the right to k►old such insurance proc�s until Lender �as had an opportunity to inspect such Property to ensure the 2200091456 � v�� N�9RASKA - Single Family - Fannle MaelFreddle Mac UNIFOFiM INSTRUMENT WITH ERS �-6A(N� 109t01 Pe¢e e of � 5 Init�e�s: � Form 3028 1I01 m